108 S 2nd St, Denton, MD 21629 Property Records

Caroline County property record for 108 S 2nd St, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,406 sqft · built 1860
Lot Size	0.16 acres (6,972 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2025)
Tax Bill	$3,961 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-013014`

Property Details

APN / Parcel Number

Primary APN	`03-013014`
Alternative APNs	`3013014` `013014`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,406 sqft Total Area
Utility Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,972 sqft (0.16 acres)
Lot Dimensions	112 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013014
Street Address	108 S 2ND ST
City	DENTON
State	MD
Zip	21629-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	LOT 6972 SQ FT 108 S 2ND ST DENTON
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1012
Census Tract	955302

Owner

108 S 2nd St is owned and occupied by two individuals who bought it in October 2025.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 S 2ND ST, DENTON, MD 21629-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Deed Book / Page	1756 / 6
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 31, 2025
Property Address	108 S 2ND ST, DENTON, MD 21629-1223
Document Number	0017560006
Book / Page	1756 / 6
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 S 2ND ST, DENTON, MD 21629-1223

Mortgage

Document Number	0000175612
Date	Oct 31, 2025
Instrument	1756/12

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0017560030
Date	Oct 31, 2025
Book Page	1756/30

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 108 S 2nd St was $3,961 with a homeowner's exemption, up 28.8% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,961.00 (+28.77%) Homeowner's exemption	$236,900 (-3.15%) Land $51,200 Building $185,700	$236,900 (-3.15%) Land $51,200 Building $185,700
2025	$3,076.00 Homeowner's exemption	$244,600 Land $51,200 Building $193,400	$244,600 Land $51,200 Building $193,400
2023	$3,143.00 Homeowner's exemption	$197,333	$244,600 Land $51,200 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber.

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