108 S 13th St, Murray, KY 42071 Property Records

Calloway County property record for 108 S 13th St, Murray, KY 42071 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,659 sqft
Lot Size	0.34 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Mar 2020)
Tax Bill	$237 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-0-0008-00014`

Property Details

APN / Parcel Number

Primary APN	`004-0-0008-00014`
Alternative APN	`80849`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,659 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.34 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Area	1,268 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Account Number	80849
Street Address	108 S 13TH ST
City	MURRAY
State	KY
Zip	42071-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108 S 13TH
Legal Subdivision	E B IRVAN ADDITION
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1001
Census Tract	10601

Owner

Source: Calloway County records · APN 004-0-0008-00014

Assessment roll updated December 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 S 13TH ST, MURRAY, KY 42071-2359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Dec 14, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 11, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 12, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2020640027
Deed Book / Page	1246 / 316
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	000752/751
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	108 S 13TH ST, MURRAY, KY 42071-2359
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 13TH ST, MURRAY, KY 42071-2359

Mortgage

Document Number	001415/344
Date	May 09, 2023
Book Page	1415/344
Instrument	683530

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	108 S 13TH ST, MURRAY, KY 42071-2359
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001344/624
Date	Nov 12, 2021
Book Page	1344/624
Instrument	653617

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	108 S 13TH ST, MURRAY, KY 42071-2359
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 13TH ST, MURRAY, KY 42071-2359

Mortgage

Document Number	001440/549
Date	Dec 14, 2023
Book Page	1440/549
Instrument	687059

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	108 S 13TH ST, MURRAY, KY 42071-2359
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 13TH ST, MURRAY, KY 42071-2359

Mortgage

Document Number	001472/268
Date	Sep 11, 2024
Book Page	1472/268
Instrument	691509

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 12, 2020
Property Address	108 S 13TH ST, MURRAY, KY 42071-2359
Document Number	001246/316
Book / Page	1246 / 316
Map Reference	MB 29 PG 3
Instrument Date	Mar 06, 2020
Instrument	640027
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 W STICK ROSS MOUNTAIN CIR, TAHLEQUAH, OK 74464-5248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 13TH ST, MURRAY, KY 42071-2359

Mortgage

Document Number	0000640028
Date	Mar 12, 2020
Instrument	640028

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Calloway County records · Assessment roll updated December 23, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$237.00 (-42.62%) Homeowner's exemption	$108,000 (-)	$108,000 (-)
2023	$413.00	$108,000	$108,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210350106011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 343 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Murray Electric System	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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