108 S 13th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 108 S 13th St, Flagler Beach, FL 32136

Property Summary

Property Type	Residential Vacant Land
Details	3 ba · 1,574 sqft · built 1970
Lot Size	0.138 acres (6,033 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2018)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-31-4500-00190-0140`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00190-0140`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,574 sqft

Exterior

Year Built	Built 1970
Exterior Material	Concrete Block/Stucco
Lot Area	6,033 sqft (0.138 acres)
Driveway	Driveway
Driveway Area	90 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	108 S 13TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3743
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	MOODY SUBD. WESTERLY 20 FEET OF LOTS 12-13 & 30 FEET OF A CLOSED ALLEY & THE EASTERLY 10 FEET OF LOTS 14&15 OF BLOCK MOODY OR
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	MOODY SUB
Legal Lot Number	12-14 13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3005
Census Tract	60302

Owner

108 S 13th St, residential vacant land, is owned by an individual who bought it in January 2018.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	111 GAMMONS RD, ACUSHNET, MA 02743-1249
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 18, 2018	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on File
Deed Sale	Jan 18, 2018 · Amount on File
Prior Sale	Jun 11, 2010 · Amount on File
Deed Document Number	2018002070
Deed Book / Page	2253 / 1881
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	108 S 13TH ST, FLAGLER BEACH, FL 32136-3743
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 GAMMONS RD, ACUSHNET, MA 02743-1249
Investor	Possibly a Property Investor

Mortgage

Document Number	0026800790
Date	Apr 21, 2022
Book Page	2680/790
Instrument	2022020996

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 18, 2018
Property Address	108 S 13TH ST, FLAGLER BEACH, FL 32136-3743
Document Number	0022531881
Book / Page	2253 / 1881
Map Reference	MB1 PG24
Instrument Date	Jan 9, 2018
Instrument	2018002070
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PIONEER TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2333 ST CENTEARL, 2333, FLAGLER BEACH, FL 32136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 GAMMONS RD, ACUSHNET, MA 02743-1249

Mortgage

Document Number	2018002071
Date	Jan 18, 2018
Instrument	2018002071

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 108 S 13th St was $3,992.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,992.00	$243,500 Land $243,500	$243,500 Land $243,500
2023	$5,794.00 (+5.75%)	$308,344 (-0.88%) Land $169,000 Building $139,344	$308,344 (-0.88%) Land $169,000 Building $139,344
2022	$5,479.00	$311,085 Land $169,000 Building $142,085	$311,085 Land $169,000 Building $142,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 S 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 S 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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