St. Johns County property record for 108 Rustic Oaks Ln, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,783 sqft · built 1994 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,980 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007120-0270 |
| Primary APN | 007120-0270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,783 sqft Living Area |
| Gross Area | 3,352 sqft |
| 1st Floor Area | 2,267 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 563 sqft |
| Patio Area | 465 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 RUSTIC OAKS LN |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 5-13 5 FRUIT COVE TERRACE WLY 327FT OF ELY 892FT OF LOTS 26 & 27 OR1031/266 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | FRUIT COVE TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 26,27 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20803 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 RUSTIC OAKS LN, SAINT JOHNS, FL 32259-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,852 (+2.7%) | $498,117 (+1.02%) Land $172,500 Building $325,617 | |
| 2025 | $3,980.00 (+12.72%) Homeowner's exemption | $309,496 (+2.9%) | $493,094 (+4.04%) Land $172,500 Building $320,594 |
| 2024 | $3,531.00 (+2.02%) Homeowner's exemption | $300,774 (+3%) | $473,932 (+1.37%) Land $168,000 Building $305,932 |
| 2023 | $3,461.00 (+2.98%) Homeowner's exemption | $292,014 (+3%) | $467,527 (+2.12%) Land $168,000 Building $299,527 |
| 2022 | $3,361.00 Homeowner's exemption | $283,509 | $457,832 Land $168,000 Building $289,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 39 (1991–2017) |
| Claims Outside the SFHA | 26 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYSIDE ESTATES WTP private · serves 180 people · EPA ID FL2554344 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | JEA MAJOR GRID |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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