108 Ruddy Duck Ln, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 108 Ruddy Duck Ln, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,403 sqft · built 1993
Lot Size	0.895 acres (39,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2017)
Tax Bill	$4,706 (2026)
Deeds & Mortgages	Apr 2021 Transfer May 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`995118312678`

Property Details

APN / Parcel Number

Primary APN	`995118312678`
Alternative APN	`026926000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,403 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,000 sqft (0.895 acres)
View / Lot	Waterfront
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	995118312678
Street Address	108 RUDDY DUCK LN
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 162 BLK: SEC: PL: A SL: 371
Legal Subdivision	SANDERLING
Legal Phase	4B
Legal Lot Number	162
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1004
Census Tract	970101

Owner

108 Ruddy Duck Ln is owned by two individuals who bought it in May 2017.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1108 CHUKKER LN, CROWNSVILLE, MD 21032-1926
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Intrafamily Transfer, Transfer
May 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Deed Document Number	2017700039224
Deed Book / Page	2169 / 133
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	1988/180
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Apr 9, 2021
Property Address	108 RUDDY DUCK LN, DUCK, NC 27949
Document Number	2491/449
Book / Page	2491 / 449
Map Reference	CAB A SL 370&371
Instrument Date	Apr 2, 2021
Instrument	700096508
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1108 CHUKKER LN, CROWNSVILLE, MD 21032-1926

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 15, 2017
Property Address	108 RUDDY DUCK LN, DUCK, NC 27949
Document Number	2169/133
Book / Page	2169 / 133
Map Reference	MB 1988&334 PG 180&6
Instrument Date	May 2, 2017
Instrument	700039224
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6256 MUIRFIELD DR, 6256, GRAND BLANC, MI 48439-2684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CHUKKER LN, CROWNSVILLE, MD 21032-1926

Tax Assessment & Valuation

The 2026 property tax bill for 108 Ruddy Duck Ln was $4,706.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,706.00	$1,061,900 (-) Land $602,500 Building $459,400	$1,061,900 Land $602,500 Building $459,400
2025	$4,706.00	$1,061,900 Land $602,500 Building $459,400
2023	$4,673.00	$753,200 Land $490,400 Building $262,800
2020			$1,061,900 Land $602,500 Building $459,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Ruddy Duck Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ruddy Duck Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruddy Duck Ln

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