St. Johns County property record for 108 Royal Rd, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,575 sqft · built 1970 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2020) |
| Tax Bill | $3,724 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 227770-0000 |
| Primary APN | 227770-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Gross Area | 1,927 sqft |
| 1st Floor Area | 1,215 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 104 ft Width |
| Porch | Finished Screened Porch |
| Porch Area | 412 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 ROYAL RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-37 ST AUG SOUTH UT 5 LOTS 1118 1119 & S24FT OF LOT 1120 OR5107/525 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 5 |
| Legal Block | 5 |
| Legal Lot Number | 1118 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 227770-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 ROYAL RD, SAINT AUGUSTINE, FL 32086-6028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Jan 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Feb 12, 2020 · Amount on Record |
| Deed Document Number | 2020106774 |
| Deed Book / Page | 5107 / 525 |
| Prior Transfer Date | Dec 29, 2009 |
| Prior Transfer Doc | 0032731572 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 24, 2020 |
| Property Address | 108 ROYAL RD, SAINT AUGUSTINE, FL 32086-6028 |
| Document Number | 0051070525 |
| Book / Page | 5107 / 525 |
| Map Reference | MB 8 PG 37 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020106774 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ESTATE TITLE OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2289 DABNEY RD, 2289, RICHMOND, VA 23230-3343 |
| Name | Verified Name |
|---|---|
| Address | 108 ROYAL RD, ST AUGUSTINE, FL 32086-6028 |
| Document Number | 0051070527 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 5107/527 |
| Instrument | 2020106775 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 30, 2017 |
| Property Address | 108 ROYAL RD, SAINT AUGUSTINE, FL 32086-6028 |
| Document Number | 0043230500 |
| Book / Page | 004323 / 000500 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 6582 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1305 MELSON AVE JACKSONVILLE FL 322542449, JACKSONVILLE, FL 32254-2449 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,984 (+2.7%) | $320,335 (-1.64%) Land $136,344 Building $183,991 | |
| 2025 | $3,724.00 (+12.71%) Homeowner's exemption | $287,229 (+2.9%) | $325,675 (+1.67%) Land $139,152 Building $186,523 |
| 2024 | $3,304.00 (+2.07%) Homeowner's exemption | $279,134 (+3%) | $320,340 (-2.33%) Land $139,152 Building $181,188 |
| 2023 | $3,237.00 (+3.06%) Homeowner's exemption | $271,004 (+3%) | $327,993 (+8.13%) Land $139,152 Building $188,841 |
| 2022 | $3,141.00 Homeowner's exemption | $263,111 | $303,342 Land $93,184 Building $210,158 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 52 (1981–2019) |
| Claims Outside the SFHA | 17 of 52 |
| Most Recent Claim | Oct 2019, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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