108 Royal Oak Dr, Hampstead, NC 28443 Property Records

Pender County property record for 108 Royal Oak Dr, Hampstead, NC 28443

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 3 ba · 1,602 sqft · built 1998
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Feb 2021)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3273-03-0186-0000`

Property Details

APN / Parcel Number

Primary APN	`3273-03-0186-0000`
Alternative APNs	`000041257` `62028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area

Exterior

Year Built	Built 1998
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	36,590 sqft (0.839 acres)
Porch	Porch
Porch Area	412 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000041257
Old Parcel Number	3273 03 0186 0000
Street Address	108 ROYAL OAK DR
City	HAMPSTEAD
State	NC
Zip	28443-3526
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R20
Legal Description	L5,PB 31/118 CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Lot Number	5
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2040
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 ROYAL OAK DR, HAMPSTEAD, NC 28443-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage CORNING FCU
Feb 8, 2021	Warranty Deed, Transfer
Jan 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	0026834740
Deed Book / Page	2683 / 4740
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	108 ROYAL OAK DR, HAMPSTEAD, NC 28443-3526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046562970
Date	Dec 22, 2017
Book Page	4656/2970
Instrument	4656-2970

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2028

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 8, 2021
Property Address	108 ROYAL OAK DR, HAMPSTEAD, NC 28443-3526
Document Number	0047402683
Book / Page	4740 / 2683
Map Reference	MB 31 PG 118
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$532.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2145 MONROE ST, 2145, WILMINGTON, NC 28401-6933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ROYAL OAK DR, HAMPSTEAD, NC 28443-3526

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	108 ROYAL OAK DR, HAMPSTEAD, NC 28443-3526
Document Number	0047011784
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 ROYAL OAK DR HAMPSTEAD NC 284433526, HAMPSTEAD, NC 28443-3526

Mortgage

Document Number	0047011784
Date	Jan 7, 2020
Book Page	004701/001784
Instrument	20058205

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2040

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,693.00 (+16.44%)	$344,398 (+113.31%) Land $90,720 Building $253,678	$344,398 (+113.31%) Land $90,720 Building $253,678
2023		$161,452 (-) Land $47,008 Building $114,444	$161,452 (-) Land $47,008 Building $114,444
2022	$1,454.00	$161,452 Land $47,008 Building $114,444	$161,452 Land $47,008 Building $114,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Focus Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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