Cherokee County property record for 108 Royal Dr, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,457 sqft · built 2004 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,999 (Mar 2017) |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015638-23-3 |
| Primary APN | 015638-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,457 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 24,829 sqft (0.569 acres) |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 1010000083107 00010978 |
|---|---|
| Street Address | 108 ROYAL DR |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 108 ROYAL DR FM BRIGHT $159999 |
| Legal Subdivision | PLEASANT POINTE SUB |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 970601 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 ROYAL DR, GAFFNEY, SC 29340-3669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Line of Credit CAROLINA FOOTHILLS FCU |
| Mar 13, 2017 | Grant Deed, Transfer MAINLAND MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2017 · Amount on Record |
| Deed Sale | Mar 9, 2017 · Amount on Record |
| Prior Sale | Apr 26, 2005 · Amount on Record |
| Deed Document Number | 0000922208 |
| Deed Book / Page | 92 / 2208 |
| Last Transfer Date | Mar 13, 2017 |
| Transfer Doc | 0000922208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 108 ROYAL DR, GAFFNEY, SC 29340-3669 |
| Document Number | 0001321203 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 ROYAL DR GAFFNEY SC 293403669, GAFFNEY, SC 29340-3669 |
| Document Number | 0001321203 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 000132/001203 |
| Instrument | 1591 |
| Name | CAROLINA FOOTHILLS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENVILLE, SC 29615 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 13, 2017 |
| Property Address | 108 ROYAL DR, GAFFNEY, SC 29340-3669 |
| Document Number | 0000922208 |
| Book / Page | 000092 / 002208 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 1159 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 ROYAL DR GAFFNEY SC 293403669, GAFFNEY, SC 29340-3669 |
| Document Number | 922210 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 000092/002210 |
| Instrument | 1160 |
| Name | MAINLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2047 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (+10.96%) | $7,160 (-) Land $640 Building $6,520 | $179,000 (-) Land $16,000 Building $163,000 |
| 2023 | $1,186.00 | $7,160 Land $640 Building $6,520 | $179,000 Land $16,000 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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