108 Rose Cir, Dunn, NC 28334 Property Records

Harnett County property record for 108 Rose Cir, Dunn, NC 28334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1986
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Mar 2022)
Tax Bill	$2,597 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02151718070060`

Property Details

APN / Parcel Number

Primary APN	`02151718070060`
Alternative APN	`1500047923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,132 sqft Heated Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	157 ft deep x 104 ft wide
Porch	Porch
Porch Area	100 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500047923
Street Address	108 ROSE CIR
City	DUNN
State	NC
Zip	28334-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1 LT WESTFIELD ESTS 104X157
Legal Subdivision	WESTFIELD ESTATES
Legal Lot Number	1
Jurisdiction	HARNETT NC
Township / Civil Division	AVERASBORO
Census Block Group	4
Census Block	4011
Census Tract	70300

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 ROSE CIR, DUNN, NC 28334-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 28, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK/TALLAHASSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Jun 1, 1986 · Amount on Record
Deed Document Number	20224571
Deed Book / Page	4122 / 116
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 2, 2022
Property Address	108 ROSE CIR, DUNN, NC 28334-2822
Document Number	0000004571
Book / Page	4122 / 116
Map Reference	MB 20 PG 95
Instrument Date	Mar 2, 2022
Instrument	2022004571
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CHICORA CLUB DR, 40, DUNN, NC 28334-5667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ROSE CIR, DUNN, NC 28334-2822

Mortgage

Document Number	0000004572
Date	Mar 2, 2022
Instrument	2022004572

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Apr 1, 2027
Change Frequency	Monthly
Min Rate At Change	7.5%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	108 ROSE CIR, DUNN, NC 28334-2822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000052
Date	Jan 4, 2021
Book Page	3918/675
Instrument	2021000052

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	108 ROSE CIR, DUNN, NC 28334-2822
Document Number	0000003012
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	108 ROSE CIR DUNN NC 283342822, DUNN, NC 28334-2822

Mortgage

Document Number	0000003012
Date	Mar 7, 2018
Book Page	003585/000554
Instrument	3012

Lender

Name	SUNTRUST BK/TALLAHASSEE
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Municipality	Dunn City
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,597.00 (+32.3%)	$190,585 (+32.14%)	$190,585 (+32.14%) Land $40,320 Building $150,265
2025	$1,963.00 (+4.92%)	$144,234 (-0.7%)	$144,234 (-0.7%) Land $31,500 Building $112,734
2023	$1,871.00	$145,254	$145,254 Land $31,500 Building $113,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DUNN serves 12,497 people · EPA ID NC0343010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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