Montgomery County property record for 108 Robert St, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 965 sqft · built 1951 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48-00101-0224 |
| Primary APN | K48-00101-0224 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 965 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Deck Area | 350 sqft |
|---|---|
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 ROBERT ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 780 |
| Legal Subdivision | CITY/WEST CARROLLTON REV |
| Legal Lot Number | 224 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50301 |
108 Robert St is owned and occupied by an individual who acquired it in June 2007.
Source: Montgomery County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 ROBERT ST, DAYTON, OH 45449-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC |
| Jan 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2007 |
| Transfer Doc | 0000054109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 108 ROBERT ST, DAYTON, OH 45449-1224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 ROBERT ST, DAYTON, OH 45449-1224 |
| Document Number | 0000001008 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026-00001008 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 108 ROBERT ST, WEST CARROLLTON, OH 45449-1224 |
| Document Number | 0000027259 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 ROBERT ST WEST CARROLLTON OH 454491224, WEST CARROLLTON, OH 45449-1224 |
| Document Number | 0000027259 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 27259 |
| Name | WRIGHTPATT CU INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 28, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 26, 2017 |
| Property Address | 108 ROBERT ST, WEST CARROLLTON, OH 45449-1224 |
| Document Number | 0000005084 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 5084 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 ROBERT ST WEST CARROLLTON OH 454491224, WEST CARROLLTON, OH 45449-1224 |
The 2025 property tax bill for 108 Robert St was $2,094.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 | $29,710 Land $6,680 Building $23,030 | $84,890 Land $19,080 Building $65,810 |
| 2024 | $2,094.00 (+8.33%) | ||
| 2023 | $1,933.00 (+4.94%) | $29,710 (+34.01%) Land $6,680 Building $23,030 | $84,890 Land $19,080 Building $65,810 |
| 2022 | $1,842.00 | $22,170 Land $4,980 Building $17,190 | |
| 2020 | $63,350 Land $14,240 Building $49,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Robert St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Robert St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures