Lincoln County property record for 108 Robert Ridge Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,539 sqft · built 2025 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,493 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Mar 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-10-12-000-000-002.005 |
| Primary APN | 18-10-12-000-000-002.005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Basement Area | 1,539 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 143,748 sqft (3.3 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 108 ROBERT RIDGE CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 HIDDEN RIDGE ACRES |
| Legal Range | 02W |
| Legal Township | 48N |
| Legal Section | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HAWK POINT |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 810203 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 ROBERT RIDGE CT, TROY, MO 63379-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2025 | Beneficiary Deed, Transfer |
| Mar 27, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jul 1, 2025 |
| Property Address | 108 ROBERT RIDGE CT, TROY, MO 63379-4412 |
| Document Number | 002511/552 |
| Book / Page | 2511 / 552 |
| Map Reference | MB 15 PG 49 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025005060 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 ROBERT RIDGE CT, TROY, MO 63379-4412 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3024 LAUREL VILLAGE CIR, SAINT PETERS, MO 63376-7564 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 27, 2025 |
| Property Address | 108 ROBERT RIDGE CT, TROY, MO 63379-4412 |
| Document Number | 002508/612 |
| Book / Page | 2508 / 612 |
| Map Reference | MB 15 PG 49 |
| Instrument Date | Mar 26, 2025 |
| Instrument | 2025002088 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 ROBERT RIDGE CT, TROY, MO 63379-4412 |
| Investor | Possibly a Property Investor |
| Document Number | 2025002089 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 2025002089 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,026 (-) Land $8,664 Building $43,362 | ||
| 2025 | $2,493.00 (+549.22%) | $52,026 (+729.76%) Land $8,664 Building $43,362 | $273,820 (+729.76%) Land $45,600 Building $228,220 |
| 2023 | $384.00 | $6,270 Land $6,270 | $33,000 Land $33,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
May also be available: Spectrum, Systec Wireless Communications.
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