108 Rivers Edge Rd N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 108 Rivers Edge Rd N, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,734 sqft · built 1994
Lot Size	0.68 acres (29,620 sqft)
Owner	2 Individual Names on File
Last Sale	$592,500 (Mar 2018)
Tax Bill	$7,117 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016941-0320`

Property Details

APN / Parcel Number

Primary APN	`016941-0320`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,620 sqft (0.68 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	111 sqft
Deck Area	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 RIVERS EDGE RD N
City	SAINT AUGUSTINE
State	FL
Zip	32092-8961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27/88-98 RIVERS EDGE PLANTATION LOT 32 OR4512/486
Legal Range	27E
Legal Township	07S
Legal Section	39
Legal Subdivision	RIVERS EDGE PLANTATION
Legal Block	3
Legal Lot Number	32
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3007
Census Tract	21004

Owner

Source: St. Johns County records · APN 016941-0320

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 RIVERS EDGE RD N, SAINT AUGUSTINE, FL 32092-8961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK
Mar 06, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2018 · Amount on Record
Deed Sale	Mar 06, 2018 · Amount on Record
Prior Sale	Jul 14, 2005 · Amount on Record
Deed Document Number	201814860
Deed Book / Page	4512 / 486
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 RIVERS EDGE RD N, SAINT AUGUSTINE, FL 32092-8961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049220848
Date	Apr 14, 2020
Book Page	4922/848
Instrument	2020029011

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 RIVERS EDGE RD N, SAINT AUGUSTINE, FL 32092-8961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047571427
Date	Jul 12, 2019
Book Page	4757/1427
Instrument	2019049878

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 06, 2018
Property Address	108 RIVERS EDGE RD N, SAINT AUGUSTINE, FL 32092-8961
Document Number	0045120486
Book / Page	4512 / 0486
Map Reference	MB27 PG88-98
Instrument Date	Feb 28, 2018
Instrument	2018014860
Transaction Type	Foreclosure
Record Updated	Aug 31, 2021
Title Company	OSBORNE & SHEFFIELD TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 SEBASTIAN SQ, 460, SAINT AUGUSTINE, FL 32095-6863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RIVERS EDGE RD N, SAINT AUGUSTINE, FL 32092-8961

Mortgage

Document Number	2018014861
Date	Mar 06, 2018
Instrument	2018014861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,014 (+2.7%)	$723,898 (+0.63%) Land $268,800 Building $455,098
2025	$7,117.00 (+11.74%) Homeowner's exemption	$542,370 (+2.9%)	$719,401 (-1.32%) Land $268,800 Building $450,601
2024	$6,369.00 (+1.9%) Homeowner's exemption	$527,085 (+3%)	$729,004 (+0.18%) Land $268,800 Building $460,204
2023	$6,250.00 (+2.61%) Homeowner's exemption	$511,733 (+3%)	$727,675 (+11.11%) Land $268,800 Building $458,875
2022	$6,091.00 Homeowner's exemption	$496,828	$654,939 Land $268,800 Building $386,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured 8 under condo master policies
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016, tidal / storm surge, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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