108 River St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 108 River St, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1964
Square Footage	988 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Tax Bill	$3,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:12A-12800 B:8 L:0`
Alternative APNs	`LUDL M:12A B:12800 P:8` `7135`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	988 sqft Living Area
Gross Area	3,264 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1964
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,019 sqft (0.23 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	7135
Street Address	108 RIVER ST
City	LUDLOW
State	MA
Zip	01056-2620
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	12800
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1005
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records · APN M:12A-12800 B:8 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

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Owner of Record	2 Individual Names on File
Mailing Address	108 RIVER ST, LUDLOW, MA 01056-2620
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2007
Deed Sale	Apr 18, 2007
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	108 RIVER ST, LUDLOW, MA 01056-2620
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22889-74
Date	Oct 07, 2019
Book Page	22889/74
Instrument	58005

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2044

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00 (+4%)	$223,300 (+8.45%) Land $70,300 Building $153,000	$287,565 (+4.2%)
2024	$3,725.00 (+8.13%)	$205,900 (+16.59%) Land $70,300 Building $135,600	$275,975
2023	$3,445.00	$176,600 Land $58,500 Building $118,100