Middlesex County and Acton Town property record for 108 River St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 3,024 sqft Living Area |
| Lot Size | 12,341 sqft (0.283 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2015) |
| Tax Bill | $19,650.00 (2025) |
Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0202 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 RIVER ST, ACTON, MA 01720-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 06, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance I-C FCU |
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Nov 16, 2017 | Deed of Trust, Mortgage MIDDLESEX SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on Record |
| Deed Sale | Jun 26, 2015 · Amount on Record |
| Prior Sale | May 03, 2004 · Amount on Record |
| Deed Book / Page | 65622 / 199 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 108 RIVER ST, ACTON, MA 01720-4323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080673-460 |
|---|---|
| Date | Sep 06, 2022 |
| Book Page | 80673/460 |
| Instrument | 135814 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 108 RIVER ST, ACTON, MA 01720-4323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078115-249 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 78115/249 |
| Instrument | 145383 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 108 RIVER ST, ACTON, MA 01720-4323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70245-16 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 70245/16 |
| Instrument | 186727 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Nov 01, 2048 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,650.00 (+8.12%) | $1,145,800 (+5.09%) Land $266,700 Building $879,100 | $1,051,935 (+15.79%) |
| 2024 | $18,175.00 (+1.54%) | $1,090,300 (+6.97%) Land $266,700 Building $823,600 | $908,485 |
| 2023 | $17,899.00 | $1,019,300 Land $242,400 Building $776,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | ACTO M:00H3 B:0202 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 4,390 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Mansard Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,341 sqft (0.283 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 108 RIVER ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-4323 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 202 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 363104 |
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