108 River Bluff Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 108 River Bluff Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,355 sqft · built 2005
Lot Size	0.636 acres (27,704 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2022)
Tax Bill	$1,976 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56C-8`

Property Details

APN / Parcel Number

Primary APN	`56C-8`
Alternative APNs	`484257000` `066715`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,355 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,704 sqft (0.636 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	484257000
Street Address	108 RIVER BLUFF DR
City	JACKSONVILLE
State	NC
Zip	28540-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L8 P1 RIVER BLUFF 2518/270
Legal Subdivision	RIVER BLUFF
Legal Lot Number	8
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2000
Census Tract	205

Owner

108 River Bluff Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 RIVER BLUFF DR, JACKSONVILLE, NC 28540-8825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Book / Page	5726 / 740
Prior Transfer Date	Apr 29, 2016
Prior Transfer Doc	0044470034
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 8, 2022
Property Address	108 RIVER BLUFF DR, JACKSONVILLE, NC 28540-8825
Document Number	0057260740
Book / Page	5726 / 740
Map Reference	MB48 PG193 SL L-811
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RIVER BLUFF DR, JACKSONVILLE, NC 28540-8825

Mortgage

Document Number	0005726744
Date	Apr 8, 2022
Instrument	5726/744

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 108 River Bluff Dr was $1,976.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,976.00	$389,203 (+28.97%) Land $58,500 Building $330,703	$389,203 (+28.97%) Land $58,500 Building $330,703
2025	$1,976.00	$301,767 Land $35,000 Building $266,767	$301,767 Land $35,000 Building $266,767
2023	$1,976.00	$301,767 Land $35,000 Building $266,767	$301,767 Land $35,000 Building $266,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Mar 2022 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 River Bluff Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20