108 River Bend Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 108 River Bend Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2024)
Tax Bill	$317 (2024)
Deeds & Mortgages	Jul 2024 Construction Loan Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-449-014`

Property Details

APN / Parcel Number

Primary APN	`02-24-449-014`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Account Number	0224449014
Street Address	108 RIVER BEND DR
City	GENOA
State	IL
Zip	60135-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136 - RIVERBEND ADDITION TO GENOA - UNIT TWO
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	136
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4009
Census Tract	100

Owner

108 River Bend Dr is owned and occupied by two individuals who bought it in November 2024.

Source: DeKalb County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jun 24, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 21, 2018	Warranty Deed, Construction Loan · Line of Credit HEARTLAND BK
Nov 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 16, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	20248629
Prior Transfer Date	Jun 17, 2024
Prior Transfer Doc	0000004287
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 OLIN H SMITH DR, SYCAMORE, IL 60178-8778
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004937
Date	Jul 17, 2024
Instrument	2024004937

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, IL 60175

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2025

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RIVER BEND DR, GENOA, IL 60135-1439

Mortgage

Document Number	0000010357
Date	Dec 29, 2025
Instrument	2025010357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Mar 1, 2055

Interest

Rate	6.25%

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 20, 2024
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Document Number	0000008629
Map Reference	DOC 204013333
Instrument Date	Nov 12, 2024
Instrument	2024008629
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 RIVER BEND DR, GENOA, IL 60135-1439

Mortgage

Document Number	0000008630
Date	Nov 20, 2024
Instrument	2024008630

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 24, 2024
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Document Number	0000004287
Map Reference	DOC 2004013333
Instrument Date	Jun 17, 2024
Instrument	2024004287
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 21, 2018
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Document Number	0000010758
Instrument Date	Nov 15, 2018
Instrument	10758
Transaction Type	Construction Loan
Record Updated	Jan 3, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18919 PRITCHARD RD MAPLE PARK IL 601515133, MAPLE PARK, IL 60151-5133
Investor	Possibly a Property Investor

Mortgage

Document Number	10759
Date	Nov 21, 2018
Instrument	10759

Lender

Name	HEARTLAND BK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 20, 2019

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 19, 2018
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Document Number	0000010647
Instrument Date	Nov 15, 2018
Instrument	10647
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 E HILLCREST DR #330 DEKALB IL 601152442, 330, DEKALB, IL 60115-2442

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 16, 2018
Property Address	108 RIVER BEND DR, GENOA, IL 60135-1439
Document Number	0000010568
Instrument Date	Nov 14, 2018
Instrument	10568
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	444 E HILLCREST DR DEKALB IL 601152498, DEKALB, IL 60115-2498
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,479 Land $4,093 Building $71,386	$226,437 Land $12,279 Building $214,158
2024	$317.00
2023		$3,333 Land $3,333	$9,999 Land $9,999

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 River Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 River Bend Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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