Henderson County property record for 108 Ridgeoak Way, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,295 sqft · built 1984 |
| Owner | Individual Name on File |
| Tax Bill | $4,698 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3310-0001-070A-63 |
| Primary APN | 3310-0001-070A-63 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Building Area | 1,295 sqft Living Area |
| 1st Floor Area | 1,295 sqft |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 686 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Storage Building | 100 sqft |
| Heating System | Wood Furnace |
|---|
| Account Number | R000054317 |
|---|---|
| Old Parcel Number | 3310.0001.070A.63 |
| Street Address | 108 RIDGEOAK WAY |
| City | TOOL |
| State | TX |
| Zip | 75143-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 70 & ALL OF LT 71 AB 93 F BROWN SUR, LAKEWAY ESTATES, BLK 1 N/2 OF LT 70 & ALL OF LT 71 |
| Legal Subdivision | LAKEWAY ESTS (165) |
| Legal Block | 1 |
| Legal Lot Number | 70,ALL |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950802 |
108 Ridgeoak Way is owned and occupied by an individual who acquired it in June 2016.
Source: Henderson County records, as of April 1, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 108 RIDGEOAK WAY, TOOL, TX 75143-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2016 |
| Deed Sale | Jun 29, 2016 |
| Prior Sale | Jul 26, 2007 |
| Deed Document Number | 2016-00008940 |
| Record Updated | Jun 7, 2026 |
Source: Henderson County assessment roll, as of July 25, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,698.00 (-7.9%) Homeowner's exemption Additional exemption filed | $315,189 Land $308,250 Building $260,922 | $569,172 Land $308,250 Building $260,922 |
| 2022 | $5,101.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Ridgeoak Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Ridgeoak Way is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Conquest Wireless, Nextlink.
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