108 Ridge Rd, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 108 Ridge Rd, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1980
Lot Size	0.649 acres (28,251 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2021)
Tax Bill	$3,294 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more
APN	`ATHO M:00047 B:00107 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00047 B:00107 L:00000`
Alternative APN	`3991`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,000 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,251 sqft (0.649 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3991
Street Address	108 RIDGE RD
City	ATHOL
State	MA
Zip	01331-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	107
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 RIDGE RD, ATHOL, MA 01331-3248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Jan 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ATHOL SAVINGS BANK
Jun 5, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20215412
Deed Book / Page	64217 / 260
Transfer Doc	58902-295
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	108 RIDGE RD, ATHOL, MA 01331-3248
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068309-136
Date	Oct 4, 2022
Book Page	68309/136
Instrument	108520

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATHOL MA
Recording Date	Jan 13, 2021
Property Address	108 RIDGE RD, ATHOL, MA 01331-3248
Document Number	64217-260
Book / Page	64217 / 260
Instrument Date	Dec 18, 2020
Instrument	5412
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 RIDGE RD, ATHOL, MA 01331-3248

Mortgage

Document Number	5413
Date	Jan 13, 2021
Instrument	5413

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ATHOL MA
Recording Date	Jun 5, 2018
Property Address	108 RIDGE RD, ATHOL, MA 01331-3248
Document Number	58902-295
Book / Page	058902 / 000295
Instrument Date	Apr 13, 2018
Instrument	54731
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018

Transaction

Amount	Amount Recorded
Tax	$402.19
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,294.00 (+0.86%)	$260,000 (+1.17%) Land $77,900 Building $182,100	$325,280 (-)
2025	$3,266.00 (+7.65%)	$257,000 (+8.67%) Land $74,900 Building $182,100	$325,280 (+6.3%)
2024	$3,034.00 (+11.5%)	$236,500 (+22.03%) Land $72,100 Building $164,400	$305,995
2023	$2,721.00	$193,800 Land $52,100 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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