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108 Richmond St, Lancaster, KY 40444 Property Records

Garrard County property record for 108 Richmond St, Lancaster, KY 40444

Property Summary

Property TypeOffice Building
Detailsbuilt 1950
Lot Size0.193 acres (8,419 sqft)
OwnerCompany Name on Record
Last Sale$438,000 (Aug 2023)
Tax Bill$5,018 (2025)
Deeds & MortgagesDec 2025 Transfer
May 2015 Sale
Flood ZoneZone X (minimal risk)
APNL3-17-001

Property Details

APN / Parcel Number

Primary APNL3-17-001
Alternative APN
  • 17597

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area8,419 sqft (0.193 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number17597
Street Address108 RICHMOND ST
CityLANCASTER
StateKY
Zip40444-1158
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description#7831111 / 7831001 CENTRAL OFFICE/ WH
Legal SubdivisionMOODY NARDIN PROPERTY
JurisdictionGARRARD KY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2009
Census Tract970300

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2101 RIVERFRONT DR, A, LITTLE ROCK, AR 72202-1748
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Quit Claim Deed, Transfer
ECHELON TITLE SERVICES LLC, EXCEL TITLE SERVICES LLC
May 16, 2015Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Deed Document Number2023177276
Deed Book / Page322 / 413
Last Transfer DateNov 12, 2025
Transfer Doc00D335/145
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARRARD KY
Recording DateDec 10, 2025
Property Address108 RICHMOND ST, LANCASTER, KY 40444-1158
Document Number00D335/145
Book / PageD335 / 145
Instrument DateNov 12, 2025
Instrument202178
Transaction TypeTransfer
Record UpdatedMay 5, 2026
Title CompanyECHELON TITLE SERVICES LLC, EXCEL TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 RIVERFRONT DR, LITTLE ROCK, AR 72202-1748

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 RIVERFRONT DR # A, A, LITTLE ROCK, AR 72202-1748

May 2015: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGARRARD KY
Recording DateMay 16, 2015
Property Address108 RICHMOND ST, LANCASTER, KY 40444-1158
Document Number00D278/887
Book / PageD278 / 887
Instrument DateMay 16, 2015
Instrument125165
Transaction TypeTransfer
Record UpdatedMay 5, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4001 N RODNEY PARHAM RD, LITTLE ROCK, AR 72212-2459

Transferred To (Grantee/Buyer)

NameVerified Name
Address10802 EXECUTIVE CENTER DR STE 300, 300, LITTLE ROCK, AR 72211-4379

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
MunicipalityLancaster City
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,000 (-) Land $50,000 Building $400,000$450,000 (-) Land $50,000 Building $400,000
2025$5,018.00 (-0.46%)$450,000 (-) Land $50,000 Building $400,000$450,000 (-) Land $50,000 Building $400,000
2024$5,041.00 (-2.61%)$450,000 (-) Land $50,000 Building $400,000$450,000 (-) Land $50,000 Building $400,000
2023$5,176.00 (-0.86%)$450,000 (-) Land $50,000 Building $400,000$450,000 (-) Land $50,000 Building $400,000
2022$5,221.00$450,000 Land $50,000 Building $400,000$450,000 Land $50,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER WORKS
serves 4,573 people · EPA ID KY0400233
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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