Miami County property record for 108 Regency Ct, #109, Covington, OH 45318
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,598 sqft · built 1978 |
| Lot Size | 0.174 acres (7,601 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-011493 |
| Primary APN | H19-011493 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,598 sqft Total Area |
| 1st Floor Area | 3,196 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,601 sqft (0.174 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Patio Area | 88 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 108 REGENCY CT, 109 |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1249 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | IN LOT 1209 80' |
| Legal Lot Number | 1209 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 325000 |
108 Regency Ct, #109 is owned and occupied by two individuals who acquired it in January 1988.
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 REGENCY CT, 109, COVINGTON, OH 45318-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1988 |
| Deed Sale | Jan 1, 1988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 108-109 REGENCY CT, COVINGTON, OH 45318 |
| Document Number | 0000000170 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7516 N RANGELINE RD COVINGTON OH 453189639, COVINGTON, OH 45318-9639 |
| Document Number | 0000000170 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 170 |
| Name | GREENVILLE FED'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, OH 45331 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 108 Regency Ct, #109 was $1,901 with a homeowner's exemption, up 10.1% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,901.00 (+10.08%) Homeowner's exemption | $62,170 (+36.31%) Land $10,470 Building $51,700 | $177,600 Land $29,900 Building $147,700 |
| 2024 | $1,727.00 (+3.79%) Homeowner's exemption | $45,610 (-) Land $11,340 Building $34,270 | |
| 2023 | $1,664.00 (-3.42%) Homeowner's exemption | $45,610 (-) Land $11,340 Building $34,270 | $130,300 (-) Land $32,400 Building $97,900 |
| 2022 | $1,723.00 Homeowner's exemption | $45,610 Land $11,340 Building $34,270 | $130,300 Land $32,400 Building $97,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Regency Ct, #109 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Regency Ct, #109 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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