108 Reflection Blvd, Auburndale, FL 33823 Property Records

Polk County property record for 108 Reflection Blvd, Auburndale, FL 33823 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,141 sqft · built 2001
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Jun 2024)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-27-22-299750-000430`

Property Details

APN / Parcel Number

Primary APN	`25-27-22-299750-000430`
Alternative APNs	`222725299750000430` `22725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	2,141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	546 sqft
Porch	Screened/Unfinished Porch
Porch Area	418 sqft

Location & Zoning

Street Address	108 REFLECTION BLVD
City	AUBURNDALE
State	FL
Zip	33823-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE REFLECTIONS OF JULIANA PB 90 PG 4 LOT 43
Legal Range	25E
Legal Township	27S
Legal Section	22
Legal Subdivision	REFLECTIONS OF JULIANA
Legal Tract	299750
Legal Block	2
Legal Lot Number	43
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2029
Census Tract	12408

Owner

Source: Polk County records · APN 25-27-22-299750-000430

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Mar 01, 2023	Intrafamily Transfer, Transfer
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 19, 2018	Warranty Deed, Transfer · FHA Mortgage KELLER MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2024 · Amount on Record
Deed Sale	Jun 03, 2024 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	2024127617
Deed Book / Page	13138 / 955
Prior Transfer Date	Feb 08, 2023
Prior Transfer Doc	0000047565
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654

Mortgage

Document Number	0000072441
Date	Apr 01, 2024
Book Page	13058/961
Instrument	2024072441

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Mar 01, 2023
Property Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654
Document Number	0000047565
Book / Page	12597 / 2219
Map Reference	MB 90 PG 4
Instrument Date	Feb 08, 2023
Instrument	2023047565
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106224
Date	Apr 20, 2022
Book Page	12215/1077
Instrument	2022106224

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204934
Date	Aug 06, 2021
Book Page	11837/773
Instrument	2021204934

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 19, 2018
Property Address	108 REFLECTION BLVD, AUBURNDALE, FL 33823-9654
Document Number	0106741845
Book / Page	010674 / 001845
Instrument Date	Nov 19, 2018
Instrument	241947
Transaction Type	Transfer
Record Updated	Dec 07, 2018
Title Company	RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3672 JULIUS ESTATES BLVD WINTER HAVEN FL 338813816, WINTER HAVEN, FL 33881-3816

Mortgage

Document Number	106741847
Date	Nov 19, 2018
Book Page	010674/001847
Instrument	241948

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00 (+40.05%)	$309,706 (+39.84%) Land $76,000 Building $233,706	$309,706 (-2.11%) Land $76,000 Building $233,706
2023	$2,859.00 (+3.06%) Homeowner's exemption	$221,474 (+3%)	$316,382 (+13.12%) Land $74,000 Building $242,382
2022	$2,774.00 Homeowner's exemption	$215,023	$279,694 Land $62,000 Building $217,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 758 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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