108 Reed St, Hightstown, NJ 08520 Property Records

Mercer County and Hightstown Borough property record for 108 Reed St, Hightstown, NJ 08520

Property Summary

Property Type	Single Family Home
Details	1,900 sqft · built 2006
Lot Size	0.142 acres (6,199 sqft)
Owner	2 Individual Names on File
Last Sale	$331,300 (Oct 2017)
Tax Bill	$14,719 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00017-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`04-00017-0000-00013`
Alternative APN	`040001700013`

Interior

Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,199 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide

Location & Zoning

Street Address	108 REED ST
City	HIGHTSTOWN
State	NJ
Zip	08520-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	COURT ORDER ON FILE
Legal Block	17
Legal Lot Number	13
Jurisdiction	MERCER NJ
Township / Civil Division	HIGHTSTOWN
Census Block Group	2
Census Block	2005
Census Tract	4403

Owner

108 Reed St is owned and occupied by two individuals who bought it in October 2017.

Source: Mercer County and Hightstown Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 REED ST, HIGHTSTOWN, NJ 08520-3609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 5, 2017	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Sep 11, 2006 · Amount on File
Deed Document Number	201746220
Deed Book / Page	6302 / 1408
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	108 REED ST, HIGHTSTOWN, NJ 08520-3609
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017458
Date	Mar 19, 2021
Book Page	11592/1683
Instrument	2021017458

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2048

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Oct 5, 2017
Property Address	108 REED ST, HIGHTSTOWN, NJ 08520-3609
Document Number	0000046220
Book / Page	06302 / 1408
Instrument Date	Sep 15, 2017
Instrument	2017046220
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 GARDEN VIEW TER, 36, EAST WINDSOR, NJ 08520-4656

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 REED ST, HIGHTSTOWN, NJ 08520-3609

Mortgage

Document Number	0000046221
Date	Oct 5, 2017
Instrument	2017046221

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Reed St was $14,719, up 4.2% from the year before.

Source: Mercer County and Hightstown Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Hightstown Borough
Unified School District	East Windsor Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,100 (-) Land $78,300 Building $209,800	$288,100 (-) Land $78,300 Building $209,800
2025	$14,719.00 (+4.21%)	$288,100 Land $78,300 Building $209,800	$288,100 Land $78,300 Building $209,800
2024	$14,125.00
2023		$288,100 Land $78,300 Building $209,800	$288,100 Land $78,300 Building $209,800
2022	$13,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Reed St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Reed St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHTSTOWN WATER DEPARTMENT serves 5,400 people · EPA ID NJ1104001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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