108 Ray Cir, Richlands, VA 24641 Property Records

Tazewell County property record for 108 Ray Cir, Richlands, VA 24641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1995
Lot Size	0.278 acres (12,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,200 (Jul 2024)
Tax Bill	$5 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105A913 0007`

Property Details

APN / Parcel Number

Primary APN	`105A913 0007`
Alternative APN	`28351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,412 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,148 sqft (0.278 acres)
Terrain	Steep

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	128 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28351
Street Address	108 RAY CIR
City	RICHLANDS
State	VA
Zip	24641-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHRISTMAS TREE HEIGHTS LOT 7
Legal Subdivision	CHRISTMAS TREE HEIGHTS
Legal Lot Number	7
Jurisdiction	TAZEWELL VA
Township / Civil Division	NORTHWESTERN
Census Block Group	2
Census Block	2004
Census Tract	21000

Owner

Source: Tazewell County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 RAY CIR, RICHLANDS, VA 24641-2843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Oct 5, 2018	Re-recorded Document · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	20241558
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	108 RAY CIR, RICHLANDS, VA 24641-2843
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/09434
Date	Jul 23, 2019
Book Page	2019/09434
Instrument	190001841

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 1, 2048

October 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	TAZEWELL VA
Recording Date	Oct 5, 2018
Property Address	108 RAY CIR, RICHLANDS, VA 24641-2843
Document Number	2018/14958
Book / Page	2018 / 14958
Map Reference	MB 36 PG 45 PL 7346
Instrument Date	Oct 5, 2018
Instrument	180003019
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RAY CIR, RICHLANDS, VA 24641-2843

Mortgage

Document Number	2018/14961
Date	Oct 5, 2018
Book Page	2018/14961
Instrument	180014961

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Tazewell County
Municipality	Richlands Town
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5.00 (-99.09%)	$103,600 (+9.4%) Land $16,000 Building $87,600	$103,600 (+9.4%) Land $16,000 Building $87,600
2023		$94,700 Land $12,000 Building $82,700	$94,700 Land $12,000 Building $82,700
2019	$549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1978–2020)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RICHLANDS serves 4,564 people · EPA ID VA1185695
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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