108 Ramgate Rd, Castle Hayne, NC 28429 Property Records

New Hanover County property record for 108 Ramgate Rd, Castle Hayne, NC 28429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1986
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Jan 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02520-002-036-000`

Property Details

APN / Parcel Number

Primary APN	`R02520-002-036-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,489 sqft
Finished Basement	1,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Terrain	Low
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	108 RAMGATE RD
City	CASTLE HAYNE
State	NC
Zip	28429-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 271 SEC 5 RUNNYMEADE
Legal Subdivision	RUNNYMEADE SEC 5
Legal Block	2
Legal Lot Number	271
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	3
Census Block	3013
Census Tract	11504

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1991
Deed Sale	Dec 30, 1991
Prior Sale	Sep 1, 1987 · Amount on Record
Deed Book / Page	9912 / 3091
Last Transfer Date	Jan 22, 2024
Transfer Doc	00668600349
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 26, 2024
Property Address	108 RAMGATE RD, CASTLE HAYNE, NC 28429-5930
Document Number	00668600349
Book / Page	6686 / 349
Map Reference	MB 26 PG 91
Instrument Date	Jan 22, 2024
Instrument	2024001896
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 RAMGATE RD, CASTLE HAYNE, NC 28429-5930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RAMGATE RD, CASTLE HAYNE, NC 28429-5930

Mortgage

Document Number	2024001897
Date	Jan 26, 2024
Instrument	2024001897

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	997 Months
Due	Feb 27, 2107

Interest

Rate Type	Adjustable Rate
Rate	8.2%
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,400 (-) Land $123,800 Building $195,600	$319,400 (-) Land $123,800 Building $195,600
2025	$1,282.00 (+5.95%)	$319,400 (+46.85%) Land $123,800 Building $195,600	$319,400 (+46.85%) Land $123,800 Building $195,600
2024	$1,210.00 (+0.5%)
2023	$1,204.00 (-0.91%)	$217,500 Land $69,500 Building $148,000	$217,500 Land $69,500 Building $148,000
2022	$1,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	5 (2005–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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