Flathead County property record for 108 Rainbow Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,820 sqft · built 1999 |
| Lot Size | 0.711 acres (30,971 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,754 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07102651 |
| Primary APN | R07102651 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 1,820 sqft |
| Finished Basement | 1,820 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,971 sqft (0.711 acres) |
| Terrain | Wooded |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 546 sqft |
| Deck Area | 1,374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000982504 |
|---|---|
| Street Address | 108 RAINBOW DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOYS LAKESIDE EST, S26, T28 N, R22 W, LOT 6, ASSR# 0000982504 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 26 |
| Legal Subdivision | FOYS LAKESIDE EST |
| Legal Lot Number | 6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 802 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 RAINBOW DR, KALISPELL, MT 59901-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2025 |
| Deed Sale | May 23, 2025 |
| Prior Sale | Jun 28, 2021 · Amount on Record |
| Deed Document Number | 20259496 |
| Prior Transfer Date | Dec 2, 2009 |
| Prior Transfer Doc | 0000033663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 28, 2021 |
| Property Address | 108 RAINBOW DR, KALISPELL, MT 59901-9002 |
| Document Number | 202100021815 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 202100021815 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 RAINBOW DR, KALISPELL, MT 59901-9002 |
| Document Number | 202100021816 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 202100021816 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 108 RAINBOW DR, KALISPELL, MT 59901-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800004976 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 201800004976 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 108 RAINBOW DR, KALISPELL, MT 59901-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201900031804 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 201900031804 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,754.00 | $1,044,000 (+19.9%) | |
| 2025 | $1,044,000 (+19.9%) Land $229,246 Building $814,754 | ||
| 2023 | $870,700 | $870,700 Land $147,717 Building $722,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOYS LAKESIDE ESTATES WATER & SEWER DIST serves 36 people · EPA ID MT0004150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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