108 Pyles Branch Rd, Wayne, WV 25570 Property Records

Wayne County property record for 108 Pyles Branch Rd, Wayne, WV 25570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,343 sqft · built 1966
Lot Size	2.09 acres (91,476 sqft)
Owner	2 Owner Names on Record
Last Sale	$70,000 (Jan 2010)
Tax Bill	$158 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-31-0015.0003`

Property Details

APN / Parcel Number

Primary APN	`10-31-0015.0003`
Alternative APN	`50-10-31-0015.0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1966
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	91,476 sqft (2.09 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	108 PYLES BRANCH RD
City	WAYNE
State	WV
Zip	25570-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.1 FEE TOMS CREEK
Legal Subdivision	FEE TOMS CREEK
Legal Tract	1
Jurisdiction	WAYNE WV
Township / Civil Division	UNION
Census Block Group	4
Census Block	4018
Census Tract	20600

Owner

Source: Wayne County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	108 PYLES BRANCH RD, WAYNE, WV 25570-8222
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2010 · Amount on Record
Deed Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	313013466
Deed Book / Page	668 / 064
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	108 PYLES BRANCH RD, WAYNE, WV 25570-8222
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PYLES BRANCH RD, WAYNE, WV 25570-8222

Mortgage

Document Number	000852/902
Date	Jun 23, 2022
Book Page	852/902
Instrument	3130559272

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	HUNTINGTON, WV 25703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.4%
Index	1-Year CMT
Max Rate	8.4%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	108 PYLES BRANCH RD, WAYNE, WV 25570-8222
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	826/415
Date	Sep 18, 2020
Book Page	826/415
Instrument	3130543168

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	HUNTINGTON, WV 25703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2030

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$158.00 (+12.86%) Homeowner's exemption Disabled Person's exemption	$32,010 (+1.78%) Land $2,370 Building $29,640	$53,300 (+1.72%) Land $3,900 Building $49,400
2023	$140.00 Homeowner's exemption Disabled Person's exemption	$31,450 Land $2,350 Building $29,100	$52,400 Land $3,900 Building $48,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (1980–2025)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Landslides, Sep 2004 · 4 claims Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides, Feb 2003 · 3 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 69% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNE WATER serves 5,519 people · EPA ID WV3305007
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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