Winnebago County property record for 108 Prospect Ave, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,150 sqft · built 2011 |
| Lot Size | 0.153 acres (6,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jan 2018) |
| Tax Bill | $3,999 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07920000 |
| Primary APN | 10-07920000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Gross Area | 588 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,664 sqft (0.153 acres) |
| Lot Dimensions | 136 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 910-07920000 |
|---|---|
| Street Address | 108 PROSPECT AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | E 48.5 FT OF W 90 FT OF S 10 FT OF LOT 18 & E 48.5 FT OFLOT 16 BLK 2 SUHLS ADDN |
| Legal Subdivision | SUHLS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 502 |
108 Prospect Ave is owned and occupied by an individual who bought it in January 2018.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 PROSPECT AVE, OSHKOSH, WI 54901-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2018 · Amount on File |
| Deed Sale | Jan 15, 2018 · Amount on File |
| Prior Sale | Aug 16, 2012 · Amount on File |
| Deed Document Number | 20181758238 |
| Prior Transfer Date | Jul 18, 2006 |
| Prior Transfer Doc | 0001405832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 108 PROSPECT AVE, OSHKOSH, WI 54901-3725 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 108 PROSPECT AVE, OSHKOSH, WI 54901-3725 |
| Document Number | 0001910261 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 1910261 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,600 Land $22,600 Building $203,000 | ||
| 2024 | $3,999.00 (+8.08%) | ||
| 2023 | $3,700.00 (+0.08%) Homeowner's exemption | $136,100 (-) Land $14,100 Building $122,000 | $196,668 Land $20,375 Building $176,293 |
| 2022 | $3,697.00 Homeowner's exemption | $136,100 Land $14,100 Building $122,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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