Burke County property record for 108 Powell Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,193 sqft · built 1934 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Feb 2025) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage Feb 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2724637311 |
| Primary APN | 2724637311 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| 1st Floor Area | 913 sqft |
| Basement Area | 228 sqft |
| Unfinished Basement | 228 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.52 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 215 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 POWELL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 RESID |
| Legal Description | 108 POWELL RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | DREXEL |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 20801 |
Source: Burke County records · APN 2724637311
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Feb 07, 2025 | Warranty Deed, Transfer |
| Apr 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2025 · Amount on Record |
| Deed Sale | Feb 07, 2025 · Amount on Record |
| Prior Sale | Apr 28, 2023 · Amount on Record |
| Deed Document Number | 2025105 |
| Deed Book / Page | 2788 / 808 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Number | 0028420168 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 2842/168 |
| Instrument | 2025010115 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 915 Months |
| Due | Mar 17, 2102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 07, 2025 |
| Property Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Number | 0027880808 |
| Book / Page | 2788 / 808 |
| Map Reference | MB 54 PG 27 |
| Instrument Date | Feb 05, 2025 |
| Instrument | 2025000105 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4670 PRUETT DR, MORGANTON, NC 28655-7907 |
| Name | Verified Name |
|---|---|
| Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 28, 2023 |
| Property Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Number | 0026810525 |
| Book / Page | 2681 / 525 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023003701 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Number | 2023003702 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023003702 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 25, 2022 |
| Property Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Number | 0026190153 |
| Book / Page | 2619 / 153 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022020404 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 POWELL RD, MORGANTON, NC 28655-6046 |
| Document Number | 2022020405 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022020405 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Drexel Town |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,677.00 (+58.06%) | $174,648 (+0.5%) Land $14,927 Building $159,721 | $174,648 (+0.5%) Land $14,927 Building $159,721 |
| 2023 | $1,061.00 | $173,772 Land $14,927 Building $158,845 | $173,772 Land $14,927 Building $158,845 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 57 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF DREXEL serves 3,302 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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