Schenectady County and Schenectady City property record for 108 Porter St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,650 sqft · built 1910 |
| Lot Size | 0.085 acres (3,741 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jan 2012) |
| Tax Bill | $2,135 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-1-37 |
| Primary APN | 421500 39.82-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Total Area |
| 1st Floor Area | 825 sqft |
| 2nd Floor Area | 825 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,741 sqft (0.085 acres) |
| Lot Dimensions | 129 ft deep x 29 ft wide |
| Porch | Slab |
| Porch Area | 354 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 PORTER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3116 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20800 |
108 Porter St, a duplex, is owned and occupied by an individual who bought it in January 2012.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 PORTER ST, SCHENECTADY, NY 12308-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2012 · Amount on File |
| Deed Sale | Jan 25, 2012 · Amount on File |
| Prior Sale | Nov 16, 1995 · Amount on File |
| Deed Document Number | 20123382 |
| Deed Book / Page | 1850 / 149 |
| Prior Transfer Date | Jan 24, 2012 |
| Prior Transfer Doc | 0000003382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 108 PORTER ST, SCHENECTADY, NY 12308-3116 |
| Document Number | 0000014843 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 108 PORTER ST SCHENECTADY NY 123083116, SCHENECTADY, NY 12308-3116 |
| Document Number | 0000014843 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 004829/000839 |
| Instrument | 14843 |
| Name | NEW YORK ST AFFORDABLE HSNG |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 108 Porter St was $2,135 with exemptions applied, up 3.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,135.00 (+3.34%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,066.00 | $71,800 Land $10,800 Building $61,000 | $118,894 Land $17,884 Building $101,010 |
| 2023 | $71,800 (-) Land $10,800 Building $61,000 | $90,886 (+3.8%) Land $13,671 Building $77,215 | |
| 2022 | $71,800 Land $10,800 Building $61,000 | $87,561 Land $13,171 Building $74,390 | |
| 2021 | $1,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Porter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 108 Porter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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