108 Poplar Rd, Havelock, NC 28532 Property Records

Craven County property record for 108 Poplar Rd, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 1980
Lot Size	0.498 acres (21,712 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2025)
Tax Bill	$2,273 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-100-050`

Property Details

APN / Parcel Number

Primary APN	`6-100-050`
Alternative APNs	`114671` `109753`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,712 sqft (0.498 acres)
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109753
Street Address	108 POPLAR RD
City	HAVELOCK
State	NC
Zip	28532-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 S-4 WOODHAVEN
Legal Subdivision	WOODHAVEN
Legal Lot Number	50
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	961301

Owner

108 Poplar Rd is owned by two individuals who bought it in November 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 POPLAR ST, NEW BERN, NC 28560-2845
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 5, 2008	Deed of Trust, Mortgage NAVY FCU
Nov 12, 2025	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	202510148636
Deed Book / Page	3859 / 458
Prior Transfer Date	Aug 8, 2007
Prior Transfer Doc	2635/0326
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 POPLAR RD, HAVELOCK, NC 28532-2720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365- NLSE, TITLE 365-NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03495/0479
Date	Mar 16, 2017
Book Page	3495/0479

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Aug 1, 2044

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 POPLAR RD, HAVELOCK, NC 28532-2720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02699/0824
Date	Mar 5, 2008
Book Page	2699/0824

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2038

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 12, 2025
Property Address	108 POPLAR RD, HAVELOCK, NC 28532-2720
Document Number	003859/458
Book / Page	3859 / 458
Map Reference	MB 9 PG 134
Instrument Date	Oct 23, 2025
Instrument	10148636
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 STATELY PINES RD, NEW BERN, NC 28560-8456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 POPLAR RD, HAVELOCK, NC 28532-2720

Mortgage

Document Number	0003859461
Date	Nov 12, 2025
Instrument	3859/461

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 20, 2022
Property Address	108 POPLAR RD, HAVELOCK, NC 28532-2720
Document Number	03741/1690
Book / Page	3741 / 1690
Map Reference	MB 9 PG 134
Instrument Date	Sep 15, 2022
Instrument	10103389
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 WHITE SETTLEMENT RD APT 191, 3900, FORT WORTH, TX 76107-1186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 POPLAR RD, HAVELOCK, NC 28532-2720
Investor	Possibly a Property Investor

Mortgage

Document Number	0037411693
Date	Sep 20, 2022
Instrument	3741/1693

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 108 Poplar Rd was $2,273, up 24.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,273.00 (+24.34%)	$184,220 (+22.15%) Land $40,000 Building $144,220	$184,220 (+22.15%) Land $40,000 Building $144,220
2025	$1,828.00	$150,820 Land $40,000 Building $110,820	$150,820 Land $40,000 Building $110,820
2023	$1,756.00 (+18.33%)	$150,820 (+21.8%) Land $40,000 Building $110,820	$150,820 Land $40,000 Building $110,820
2022	$1,484.00	$123,830 Land $38,000 Building $85,830
2018			$123,830 Land $38,000 Building $85,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Poplar Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Poplar Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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