108 Ponderosa Loop, Rincon, GA 31326 Property Records

Effingham County property record for 108 Ponderosa Loop, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,388 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$375,990 (Nov 2024)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
APN	`0451H089`

Property Details

APN / Parcel Number

Primary APN	`0451H089`
Alternative APNs	`00910028000` `33188`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,388 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	27 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33188
Street Address	108 PONDEROSA LOOP
City	RINCON
State	GA
Zip	31326-5762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.1958 AC LOT 89 (OUT 451-22A) PLT 29/767-768
Legal Subdivision	LONGLEAF VILLAGE
Legal Phase	1
Legal Lot Number	89
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4032
Census Tract	30301

Owner

108 Ponderosa Loop is owned and occupied by two individuals who bought it in November 2024.

Source: Effingham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 PONDEROSA LOOP, RINCON, GA 31326-5762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Deed Book / Page	2942 / 541
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 15, 2024
Property Address	108 PONDEROSA LOOP, RINCON, GA 31326-5762
Document Number	002942/541
Book / Page	2942 / 541
Instrument Date	Nov 13, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PONDEROSA LOOP, RINCON, GA 31326-5762

Mortgage

Document Number	0002942544
Date	Nov 15, 2024
Instrument	2942/544

Lender

Name	DHI MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 108 Ponderosa Loop was $4,541 with a homeowner's exemption.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,502 Land $22,800 Building $119,702	$356,256 Land $57,000 Building $299,256
2025	$4,541.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

22 flood insurance policies are in force near 108 Ponderosa Loop.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.