108 Ponder Dr, Franklin, TN 37069 Property Records

Williamson County property record for 108 Ponder Dr, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,058 sqft · built 1990
Lot Size	0.132 acres (5,757 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2022)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	May 2022 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094052A A 03400`

Property Details

APN / Parcel Number

Primary APN	`094052A A 03400`

Interior

Full Baths	2.5 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	1,312 sqft
2nd Floor Area	746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,757 sqft (0.132 acres)
Lot Dimensions	101 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	16 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	108 PONDER DR
City	FRANKLIN
State	TN
Zip	37069-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FIELDSTONE FARMS SEC M PB 13 PG 129 LOT 0209
Legal Subdivision	FIELDSTONE FARMS
Legal Lot Number	209 57
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1031
Census Tract	50701

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 PONDER DR, FRANKLIN, TN 37069-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer ATTORNEY'S TITLE COMPANY-GBC, ATTORNEYS TITLE COMPANY INC
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	22019956
Deed Book / Page	8987 / 433
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 2, 2022
Property Address	108 PONDER DR, FRANKLIN, TN 37069-1811
Document Number	0089870433
Book / Page	8987 / 433
Map Reference	MB 13 PG 129
Instrument Date	Apr 29, 2022
Instrument	22019956
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	ATTORNEY'S TITLE COMPANY-GBC, ATTORNEYS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PONDER DR, FRANKLIN, TN 37069-1811

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	108 PONDER DR, FRANKLIN, TN 37069-1811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078140562
Date	Nov 20, 2019
Book Page	7814/0562
Instrument	19049196

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 18, 2020
Property Address	108 PONDER DR, FRANKLIN, TN 37069-1811
Document Number	0082940379
Book / Page	8294 / 379
Instrument Date	Nov 17, 2020
Instrument	20065893
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PONDER DR, FRANKLIN, TN 37069-1811

Mortgage

Document Number	0020065894
Date	Nov 18, 2020
Instrument	20065894

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (-43.69%)	$162,450 (+55.05%) Land $56,250 Building $106,200	$649,800 (+55.05%) Land $225,000 Building $424,800
2024	$4,518.00 (+1%)
2023	$2,259.00	$104,775 (-) Land $30,000 Building $74,775	$419,100 (-) Land $120,000 Building $299,100
2022	$2,259.00	$104,775 Land $30,000 Building $74,775	$419,100 Land $120,000 Building $299,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	52 (1979–2022)
Claims Outside the SFHA	9 of 52
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 16 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Ponder Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures