108 Pointe Harbor Dr, Seneca, SC 29672 Property Records

Oconee County property record for 108 Pointe Harbor Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,668 sqft · built 2006
Lot Size	1.15 acres (50,094 sqft)
Owner	Trust Name on File
Last Sale	$1,075,000 (Dec 2020)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-07-01-022`

Property Details

APN / Parcel Number

Primary APN	`150-07-01-022`
Alternative APN	`15083`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,668 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	337 ft deep x 147 ft wide
Garage Type	Attached
Garage Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15083
Old Parcel Number	150 07 01 022
Street Address	108 POINTE HARBOR DR
City	SENECA
State	SC
Zip	29672-0569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 POINTE HARBOR (1.15AC)
Legal Subdivision	POINTE HARBOR
Legal Block	1
Legal Lot Number	22
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

Source: Oconee County records · APN 150-07-01-022

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	108 POINTE HARBOR DR, SENECA, SC 29672-0569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage ON Q FIN'L
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	May 08, 2020 · Amount on Record
Deed Document Number	9408
Deed Book / Page	2635 / 11
Record Updated	Jun 08, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 11, 2020
Property Address	108 POINTE HARBOR DR, SENECA, SC 29672-0569
Document Number	0026350011
Book / Page	002635 / 000011
Instrument Date	Dec 02, 2020
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	108 POINTE HARBOR DR SENECA SC 296720569, SENECA, SC 29672-0569

Mortgage

Document Number	40660225
Date	Dec 11, 2020
Book Page	004066/000225

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	108 POINTE HARBOR DR, SENECA, SC 29672-0569
Document Number	0040170016
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 POINTE HARBOR DR SENECA SC 296720569, SENECA, SC 29672-0569

Mortgage

Document Number	0040170016
Date	Sep 04, 2020
Book Page	004017/000016

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 03, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	108 POINTE HARBOR DR, SENECA, SC 29672-0569
Document Number	0039730034
Instrument Date	Jun 02, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 POINTE HARBOR DR SENECA SC 296720569, SENECA, SC 29672-0569

Mortgage

Document Number	0039730034
Date	Jun 09, 2020
Book Page	003973/000034

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2050

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00	$41,546 (-) Land $6,912 Building $34,634	$1,038,660 (-) Land $172,800 Building $865,860
2023		$41,546 Land $6,912 Building $34,634	$1,038,660 Land $172,800 Building $865,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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