Wayne County property record for 108 Pointe Dr, La Grange, NC 28551
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,381 sqft · built 2021 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,000 (Apr 2026) |
| Tax Bill | $2,548 (2025) |
| Deeds & Mortgages | Aug 2021 Construction Loan Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04B10075A01003 |
| Primary APN | 04B10075A01003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Heated Area |
| Gross Area | 3,065 sqft |
| 1st Floor Area | 1,020 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 760764 |
|---|---|
| Street Address | 108 POINTE DR |
| City | LA GRANGE |
| State | NC |
| Zip | 28551-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OH |
| Legal Description | LT 3 WALNUT POINTE 1 OF 4 |
| Legal Subdivision | WALNUT POINTE |
| Legal Lot Number | 3 |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | NEW HOPE |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 401 |
108 Pointe Dr, a rural home, is owned and occupied by two individuals who bought it in April 2026.
Source: Wayne County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage SELECT BANK & TRUST CO |
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage HARTFORD FUNDING |
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage HARTFORD FUNDING |
| Apr 19, 2022 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Jun 23, 2021 | Warranty Deed, Transfer |
| May 2, 2013 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Apr 19, 2022 · Amount on File |
| Deed Book / Page | 4075 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 754 RAMSEY RD F, F, JACKSONVILLE, NC 28546-9484 |
| Investor | Possibly a Property Investor |
| Document Number | 003651/479 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 3651/479 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUNN, NC 28334 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 4075000001 |
| Book / Page | 4075 / 1 |
| Instrument Date | Mar 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,134.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 4075000004, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 4075/4 |
| Name | HARTFORD FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 00004075/1 |
| Book / Page | 4075 / 1 |
| Instrument Date | Mar 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,134.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 4075000004, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 4075/4 |
| Name | HARTFORD FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Apr 19, 2022 |
| Property Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 003728/569 |
| Book / Page | 3728 / 569 |
| Map Reference | CAB O SL 90-I |
| Instrument Date | Apr 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $616.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 754 RAMSEY RDF, JACKSONVILLE, NC 28546 |
| Name | Verified Name |
|---|---|
| Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 0003728572 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 3728/572 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | Jun 23, 2021 |
| Property Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 003636/254 |
| Book / Page | 3636 / 254 |
| Map Reference | CAB O SL 90-I |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1541 MOUNT CARMEL CHURCH RD NE, PIKEVILLE, NC 27863-9196 |
| Name | Verified Name |
|---|---|
| Address | 754 RAMSEY RD STE F, F, JACKSONVILLE, NC 28546-9484 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE NC |
| Recording Date | May 2, 2013 |
| Property Address | 108 POINTE DR, LA GRANGE, NC 28551-7742 |
| Document Number | 003013/311 |
| Book / Page | 3013 / 311 |
| Map Reference | CAB J SL292 |
| Instrument Date | Apr 26, 2013 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 POINTE DR, LA GRANGE, NC 28551-7743 |
| Name | Verified Name |
|---|---|
| Address | 200 POINTE DR, LA GRANGE, NC 28551-7750 |
The 2025 property tax bill for 108 Pointe Dr was $2,548.
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,620 (-) Land $45,000 Building $316,620 | $361,620 (-) Land $45,000 Building $316,620 | |
| 2025 | $2,548.00 | $361,620 (+39.11%) Land $45,000 Building $316,620 | $361,620 (+39.11%) Land $45,000 Building $316,620 |
| 2024 | $259,960 (+642.74%) Land $35,000 Building $224,960 | $259,960 (+642.74%) Land $35,000 Building $224,960 | |
| 2023 | $2,131.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 Pointe Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (2016–2018) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Pointe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Benzo(a)pyrene resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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