108 Planters Pointe Ter, Baldwin, GA 30511 Property Records

Banks County property record for 108 Planters Pointe Ter, Baldwin, GA 30511

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,886 sqft · built 2007
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2017)
Tax Bill	$2,787 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B23I004`

Property Details

APN / Parcel Number

Primary APN	`B23I004`
Alternative APN	`8256`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,886 sqft Heated Area
1st Floor Area	1,886 sqft
Basement Area	1,886 sqft
Unfinished Basement	1,886 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Lot Width	143 ft Width
Garage Area	493 sqft
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	8256
Street Address	108 PLANTERS POINTE TER
City	BALDWIN
State	GA
Zip	30511-2967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	GMD 448 LT18 PH 4 PB E 62-64 APPLE PIE RIDGE
Legal Subdivision	PLANTERS POINTE - 00917
Legal Phase	4
Legal Lot Number	18
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	2
Census Block	2027
Census Tract	970100

Owner

Source: Banks County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 PLANTERS POINTE TER, BALDWIN, GA 30511-2967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage HOMEOWNERS FINANCIAL
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Dec 5, 2006
Deed Document Number	201723
Deed Book / Page	434 / 134
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	108 PLANTERS POINTE TER, BALDWIN, GA 30511-2967
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PLANTERS POINTE TER, BALDWIN, GA 30511

Mortgage

Document Number	0000000588/0000000543
Date	Nov 5, 2025
Book Page	0000000588/0000000543

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	108 PLANTERS POINTE TER, BALDWIN, GA 30511-2967
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	434/136
Date	Jan 13, 2017
Book Page	434/136

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Municipality	Baldwin City
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,787.00 (-3.16%) Homeowner's exemption	$154,734 (+4.48%) Land $8,352 Building $146,382	$386,834 (+4.48%) Land $20,880 Building $365,954
2024	$2,878.00 (+38.97%) Homeowner's exemption	$148,094 (+21.61%) Land $8,352 Building $139,742	$370,235 (+21.61%) Land $20,880 Building $349,355
2023	$2,071.00 (-6.54%) Homeowner's exemption	$121,778 (+13.27%) Land $7,200 Building $114,578	$304,446 (+13.27%) Land $18,000 Building $286,446
2022	$2,216.00 Homeowner's exemption	$107,510 Land $7,200 Building $100,310	$268,774 Land $18,000 Building $250,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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