Putnam County property record for 108 Pine Trl, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,217 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (May 2006) |
| Tax Bill | $940 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-23-3407-010.0-007.0 |
| Primary APN | 10-09-23-3407-010.0-007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 202 ft deep x 216 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 11438 |
|---|---|
| Street Address | 108 PINE TRL |
| City | MELROSE |
| State | FL |
| Zip | 32666-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE1/4 OR287 P572, (HALFM |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 10 |
| Legal Subdivision | HALFMOON LAKE HOMESITES |
| Legal Block | J |
| Legal Lot Number | 7 8 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 950300 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 PINE TRL, MELROSE, FL 32666-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2006 · Amount on Record |
| Deed Sale | May 15, 2006 · Amount on Record |
| Deed Document Number | 584099 |
| Deed Book / Page | 1096 / 1437 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 108 PINE TRL, MELROSE, FL 32666-3111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015240868 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 1524/0868 |
| Instrument | 201854020766 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $940.00 (+10.59%) Homeowner's exemption | $77,490 (+0.74%) | $77,490 (-5.4%) Land $7,520 Building $69,970 |
| 2023 | $850.00 (+6.92%) Homeowner's exemption | $76,920 (+3%) | $81,910 (+9.68%) Land $7,520 Building $74,390 |
| 2022 | $795.00 Homeowner's exemption | $74,680 | $74,680 Land $10,020 Building $64,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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