108 Pine Bluff Ct, Mount Holly, NC 28120 Property Records

Gaston County property record for 108 Pine Bluff Ct, Mount Holly, NC 28120

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,448 sqft · built 2022
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jun 2023)
Tax Bill$4,813 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN206354

Property Details

APN / Parcel Number

Primary APN206354

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,448 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area16,553 sqft (0.38 acres)

Location & Zoning

Street Address108 PINE BLUFF CT
CityMOUNT HOLLY
StateNC
Zip28120-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEERFIELD BLK A L 40 14 099 011 00 000
Legal SubdivisionDEERFIELD SECTION 3 PHASE 3
Legal BlockA
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group1
Census Block1010
Census Tract31005

Owner

Source: Gaston County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 PINE BLUFF CT, MOUNT HOLLY, NC 28120-3102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 18, 2022Quit Claim Deed, Transfer · Commercial Mortgage
METROLINA CAPITAL GROUP LLC
Jan 2, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2023 · Amount on Record
Deed SaleJun 9, 2023 · Amount on Record
Prior SaleJan 2, 2020 · Amount on Record
Deed Book / Page5415 / 2029
Prior Transfer DateFeb 14, 2022
Prior Transfer Doc0053122395
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 9, 2023
Property Address108 PINE BLUFF CT, MOUNT HOLLY, NC 28120-3102
Document Number0054152029
Book / Page5415 / 2029
Map ReferenceMB 68 PG 2
Instrument DateJun 9, 2023
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyAUSTIN TITLE, AUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 S MCDOWELL ST STE 125, 125, CHARLOTTE, NC 28204-0031

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 PINE BLUFF CT, MOUNT HOLLY, NC 28120-3102

Mortgage

Document Number0054152031
DateJun 9, 2023
Instrument5415/2031
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGASTON NC
Recording DateFeb 18, 2022
Property Address108 PINE BLUFF CT, MOUNT HOLLY, NC 28120-3102
Document Number0053122395
Book / Page5312 / 2395
Map ReferenceMB 68 PG 2
Instrument DateFeb 14, 2022
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address108 PINE BLUFF CT, 108, MOUNT HOLLY, NC 28120-3102

Transferred To (Grantee/Buyer)

NameVerified Name
Address933 LOUISE AVE # 423, 423, CHARLOTTE, NC 28204-2147

Mortgage

Document Number0053122397
DateFeb 18, 2022
Instrument5312/2397
Lender
NameMETROLINA CAPITAL GROUP LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueMar 1, 2023

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 2, 2020
Property Address108 PINE BLUFF CT, MOUNT HOLLY, NC 28120-3102
Document Number0050920756
Book / Page005092 / 000756
Instrument DateJan 2, 2020
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$64.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 BROOK FALLS CT CHARLOTTE NC 282690974, CHARLOTTE, NC 28269-0974

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMount Holly City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,813.00 (+10.31%)$479,450 (+11.52%) Land $33,000 Building $446,450
2023$4,363.00 (+2,888.36%)$429,930 (+3,704.69%) Land $33,000 Building $396,930
2022$146.00$11,300 Land $11,300
2021$11,300 Land $11,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT HOLLY
serves 19,200 people · EPA ID NC0136020
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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