108 Pershing Rd, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 108 Pershing Rd, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	2,294 sqft · built 1967
Lot Size	0.294 acres (12,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Apr 2023)
Tax Bill	$13,662 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00609-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`16-00609-0000-00006`
Alternative APNs	`160060900006` `113000`

Interior

Building Area	2,294 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	12,800 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide

Location & Zoning

Account Number	113000
Street Address	108 PERSHING RD
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	80X160 IRREG
Legal Subdivision	BOROUGH/ENGLEWOOD CLIFFS
Legal Block	609
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	2
Census Block	2017
Census Tract	16000

Owner

108 Pershing Rd is owned and occupied by two individuals who acquired it in June 2025.

Source: Bergen County and Englewood Cliffs Borough records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Apr 26, 2023	Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Deed Document Number	202328100
Deed Book / Page	4980 / 548
Last Transfer Date	Jun 30, 2025
Transfer Doc	0055401187
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 8, 2026
Property Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917
Document Number	0000037680
Book / Page	5814 / 630
Instrument Date	Apr 23, 2026
Instrument	202637680
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917

Mortgage

Document Number	0000037681,
Date	Jun 8, 2026
Instrument	202637681

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jun 8, 2026
Property Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917
Document Number	0000037681
Book / Page	5814 / 637
Instrument Date	Apr 23, 2026
Instrument	202637681
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917

Mortgage

Document Number	0000037681,
Date	Jun 8, 2026
Book Page	5814/637
Instrument	202637681

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 26, 2023
Property Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917
Document Number	0049800548
Book / Page	4980 / 548
Instrument Date	Apr 21, 2023
Instrument	2023028100
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CARLYLE DR # 8DS8DS, 8DS8DS, CLIFFSIDE PARK, NJ 07010-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	108 PERSHING RD, ENGLEWOOD CLIFFS, NJ 07632-1917

Mortgage

Document Number	2023028101
Date	Apr 26, 2023
Instrument	2023028101

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 108 Pershing Rd was $13,662, up 0.9% from the year before.

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,172,700 (-) Land $995,700 Building $177,000	$1,172,700 (-) Land $995,700 Building $177,000
2025	$13,662.00 (+0.86%)	$1,172,700 Land $995,700 Building $177,000	$1,172,700 Land $995,700 Building $177,000
2024	$13,545.00
2023		$1,172,700 Land $995,700 Building $177,000	$1,172,700 Land $995,700 Building $177,000
2022	$13,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Pershing Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1984)
Most Recent Claim	Mar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Pershing Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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