Ocean County and Lacey Township property record for 108 Penhook Rd, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,646 sqft · built 1987 |
| Lot Size | 5.34 acres (232,915 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Jun 2011) |
| Tax Bill | $15,308 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02500-01-00005-01 |
| Primary APN | 13-02500-01-00005-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 232,915 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 99901 |
|---|---|
| Street Address | 108 PENHOOK RD |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PA |
| Legal Description | 5.347 ACRES |
| Legal Subdivision | MAP I-1698 |
| Legal Block | 2500 |
| Legal Lot Number | 5.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 732001 |
108 Penhook Rd is owned and occupied by two individuals who bought it in June 2011.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 PENHOOK RD, FORKED RIVER, NJ 08731-5824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2011 · Amount on File |
| Deed Sale | Jun 29, 2011 · Amount on File |
| Prior Sale | Nov 5, 2010 |
| Deed Document Number | 201158168 |
| Deed Book / Page | 14920 / 38 |
| Prior Transfer Date | May 7, 2007 |
| Prior Transfer Doc | 0136521500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 108 PENHOOK RD, FORKED RIVER, NJ 08731-5824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170261543 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 17026/1543 |
| Instrument | 2018014968 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 108 Penhook Rd was $15,308, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,700 (-) Land $227,600 Building $332,100 | $559,700 (-) Land $227,600 Building $332,100 | |
| 2025 | $15,308.00 (+7.94%) | $559,700 Land $227,600 Building $332,100 | $559,700 Land $227,600 Building $332,100 |
| 2024 | $14,182.00 | ||
| 2023 | $559,700 Land $227,600 Building $332,100 | $559,700 Land $227,600 Building $332,100 | |
| 2022 | $12,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Penhook Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Penhook Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 97.2% of New Jersey |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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