108 Payne Ct, Naples, FL 34112 Property Records

Collier County property record for 108 Payne Ct, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	2,019 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Aug 2023)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`448300 A 805A12`

Property Details

APN / Parcel Number

Primary APN	`448300 A 805A12`
Alternative APNs	`53953200001102600A805` `53953200001`

Interior

Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	2,019 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	19 sqft
Porch	Enclosed Porch
Deck Area	740 sqft

Location & Zoning

Street Address	108 PAYNE CT
City	NAPLES
State	FL
Zip	34112-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	LAKEWOOD UNIT 5 BLK A LOT 80 OR 1942 PG 262
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	LAKEWOOD UNIT 5
Legal Tract	448300
Legal Block	A
Legal Lot Number	80
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10606

Owner

Source: Collier County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 PAYNE CT, NAPLES, FL 34112-5212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer ESTATE TITLE, ESTATES TITLE
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	20236435105
Deed Book / Page	6273 / 2050
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0054682902
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2023
Property Address	108 PAYNE CT, NAPLES, FL 34112-5212
Document Number	0062732034
Book / Page	6273 / 2034
Map Reference	MB 12 PG 66
Instrument Date	Jul 26, 2023
Instrument	6435103
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ESTATE TITLE, ESTATES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	S8SW19562 TURNBERRY COURT, MUSKEGO, WI 53150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PAYNE CT, NAPLES, FL 34112-5212

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2023
Property Address	108 PAYNE CT, NAPLES, FL 34112-5212
Document Number	0062732050
Book / Page	6273 / 2050
Map Reference	MB 12 PG 66
Instrument Date	Jul 26, 2023
Instrument	6435105
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ESTATE TITLE, ESTATES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8375 SIERRA MEADOWS BLVD # BLVD328, BLVD328, NAPLES, FL 34113-7338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PAYNE CT, NAPLES, FL 34112-5212

Mortgage

Document Number	0062732052
Date	Aug 1, 2023
Instrument	6273/2052

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 18, 2018
Property Address	108 PAYNE CT, NAPLES, FL 34112-5212
Document Number	0054682902
Book / Page	005468 / 002902
Instrument Date	Dec 29, 2017
Instrument	5497997
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 PAYNE CT NAPLES FL 341125212, NAPLES, FL 34112-5212

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,517 (+2.42%) Land $254,984 Building $181,533	$436,517 (-10.65%) Land $254,984 Building $181,533
2025	$4,354.00 (+7.03%) Homeowner's exemption	$426,217 (+158.62%)	$488,535 (-7.73%) Land $368,890 Building $119,645
2024	$4,068.00 (+162.11%)
2023	$1,552.00 (-0.51%) Homeowner's exemption	$164,805 (+3%)	$529,453 (+1.47%) Land $353,524 Building $175,929
2022	$1,560.00 Homeowner's exemption	$160,005	$521,760 Land $336,632 Building $185,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	515 units insured incl. 332 condo units
Nearby Flood Claims	13 (1991–2022)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile.

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