Essex County and Montclair Township property record for 108 Park St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,935 sqft · built 1887 |
| Lot Size | 0.174 acres (7,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Oct 2020) |
| Tax Bill | $17,858 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02305-0000-00009 |
| Primary APN | 13-02305-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,935 sqft Living Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Construction Type | Frame |
| Lot Area | 7,564 sqft (0.174 acres) |
| Lot Dimensions | 122 ft deep x 62 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 130230500009 |
|---|---|
| Street Address | 108 PARK ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 62X122 IRR |
| Legal Block | 2305 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16600 |
108 Park St is owned and occupied by two individuals who bought it in October 2020.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 PARK ST, MONTCLAIR, NJ 07042-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI PINNACLE MTG |
| Jul 27, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Prior Sale | Jun 1, 2007 · Amount on File |
| Deed Document Number | 202096448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 1, 2020 |
| Property Address | 108 PARK ST, MONTCLAIR, NJ 07042-2930 |
| Document Number | 0000096448 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 96448 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 PARK ST MONTCLAIR NJ 070422930, MONTCLAIR, NJ 07042-2930 |
| Document Number | 96449 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 96449 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 108 PARK ST, MONTCLAIR, NJ 07042-2930 |
| Document Number | 0000048791 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | SOVEREIGN TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 108 PARK ST MONTCLAIR NJ 070422930, MONTCLAIR, NJ 07042-2930 |
| Document Number | 0000048791 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 48791 |
| Name | PINNACLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 108 PARK ST, MONTCLAIR, NJ 07042-2930 |
| Document Number | 0000079611 |
| Instrument Date | Jul 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 108 PARK ST MONTCLAIR NJ 070422930, MONTCLAIR, NJ 07042-2930 |
| Document Number | 0000079611 |
|---|---|
| Date | Aug 24, 2019 |
| Instrument | 79611 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 108 Park St was $17,858, up 4.9% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,900 (-) Land $227,000 Building $280,900 | $507,900 (-) Land $227,000 Building $280,900 | |
| 2025 | $17,858.00 (+4.92%) | $507,900 Land $227,000 Building $280,900 | $507,900 Land $227,000 Building $280,900 |
| 2024 | $17,021.00 | ||
| 2023 | $500,200 Land $227,000 Building $273,200 | $500,200 Land $227,000 Building $273,200 | |
| 2022 | $16,114.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Park St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Park St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures