108 Panorama Dr, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 108 Panorama Dr, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1992
Lot Size	2.81 acres (122,839 sqft)
Owner	Company Name on File
Last Sale	$542,000 (Feb 2017)
Tax Bill	$10,206 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00045-0000-00004-0000-C0108`

Property Details

APN / Parcel Number

Primary APN	`13-00045-0000-00004-0000-C0108`
Alternative APN	`1300045000000004C0108`

Interior

Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Lot Area	122,839 sqft

Location & Zoning

Street Address	108 PANORAMA DR
City	EDGEWATER
State	NJ
Zip	07020-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.82 AC
Legal Subdivision	PANORAMA EAST
Legal Block	45
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2004
Census Tract	13002

Owner

108 Panorama Dr is owned by a company that acquired it in November 2024.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	108 PANORAMA DR, EDGEWATER, NJ 07020-7239
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 27, 2020	Deed of Trust, Mortgage NJ LENDERS
Feb 28, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Feb 28, 2008 · Amount on File
Deed Document Number	20171840801
Deed Book / Page	2548 / 235
Last Transfer Date	Nov 19, 2024
Transfer Doc	0000015843
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	108 PANORAMA DR, EDGEWATER, NJ 07020-7239
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046951821
Date	May 27, 2022
Book Page	4695/1821
Instrument	2022055414

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	108 PANORAMA DR, EDGEWATER, NJ 07020-7239
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040950424
Date	Apr 21, 2021
Book Page	4095/424
Instrument	2021061774

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	108 PANORAMA DR, EDGEWATER, NJ 07020-7239
Document Number	0036320178
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 PANORAMA DR EDGEWATER NJ 070207239, EDGEWATER, NJ 07020-7239

Mortgage

Document Number	0036320178
Date	Jun 24, 2020
Book Page	003632/000178
Instrument	20061396

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 28, 2017
Property Address	108 PANORAMA DR, EDGEWATER, NJ 07020-7239
Document Number	0025480235
Book / Page	02548 / 0235
Map Reference	DD 9499 PG 407
Instrument Date	Feb 16, 2017
Instrument	17-018408.01
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,578.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 STEWART ST, 71, DEMAREST, NJ 07627-1407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PANORAMA DR, EDGEWATER, NJ 07020-7239

Mortgage

Document Number	0025480242
Date	Feb 28, 2017
Book Page	02548/0242
Instrument	17-018408.02

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Panorama Dr was $10,206, up 5.4% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,000 (+12.99%) Land $410,000 Building $291,000	$701,000 (+12.99%) Land $410,000 Building $291,000
2025	$10,206.00 (+5.44%)	$620,400 Land $340,000 Building $280,400	$620,400 Land $340,000 Building $280,400
2024	$9,679.00
2023		$595,400 Land $327,500 Building $267,900	$595,400 Land $327,500 Building $267,900
2022	$9,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Panorama Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Panorama Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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