Beaufort County property record for 108 Pamlico Ln, Chocowinity, NC 27817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,280 sqft · built 1997 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,112 (2026) |
| Deeds & Mortgages | Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5684-12-8730 |
| Primary APN | 5684-12-8730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,280 sqft Living Area |
| Gross Area | 3,373 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 PAMLICO LN |
|---|---|
| City | CHOCOWINITY |
| State | NC |
| Zip | 27817-8997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #181 CYPRESS LANDING |
| Legal Subdivision | CYPRESS LANDING |
| Legal Lot Number | 181 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | CHOCOWINITY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 930900 |
108 Pamlico Ln is owned and occupied by two individuals.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 PAMLICO LN, CHOCOWINITY, NC 27817-8997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 108 PAMLICO LN, CHOCOWINITY, NC 27817-8997 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002144/454 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 2144/454 |
| Instrument | 2023003493 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2033 |
The 2026 property tax bill for 108 Pamlico Ln was $3,112.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,112.00 | $545,478 Land $110,966 Building $434,512 | |
| 2025 | $545,478 Land $110,966 Building $434,512 | ||
| 2023 | $2,446.00 | $315,690 Land $75,010 Building $240,680 | |
| 2018 | $315,690 Land $75,010 Building $240,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Pamlico Ln in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 35 (1996–2018) |
| Claims Outside the SFHA | 3 of 35 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Pamlico Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOCOWINITY WATER SYSTEM serves 2,565 people · EPA ID NC0407025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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