108 Palm, Spring Branch, TX 78070 Property Records

Comal County property record for 108 Palm, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,399 sqft · built 2021
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2022)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0325-4210-00`

Property Details

APN / Parcel Number

Primary APN	`15-0325-4210-00`
Alternative APN	`20982`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,399 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,399 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	108 PALM
City	SPRING BRANCH
State	TX
Zip	78070-6546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS COVE SECTION 5, LOT 109
Legal Subdivision	CYPRESS COVE SECTION 5
Legal Block	2
Legal Lot Number	109
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2037
Census Tract	310609

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	361 TIMBERLINE TRL, CANYON LAKE, TX 78133-0040
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NBH BANK NA
Nov 22, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202246998
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMAL TX
Recording Date	Oct 31, 2022
Property Address	108 PALM, SPRING BRANCH, TX 78070
Document Number	0006046998
Map Reference	VOL 1 PG 77
Instrument Date	Oct 31, 2022
Instrument	202206046998
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 TIMBERLINE TRL, CANYON LAKE, TX 78133-0040

Mortgage

Document Number	0006046999
Date	Oct 31, 2022
Instrument	202206046999

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Nov 22, 2021
Property Address	108 PALM, SPRING BRANCH, TX 78070
Document Number	0006060224
Map Reference	VOL 1 PG 77
Instrument Date	Nov 19, 2021
Instrument	202106060224
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3303 NAVASOTA CIR, SAN ANTONIO, TX 78259-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 TIMBERLINE TRL, CANYON LAKE, TX 78133-0040

Mortgage

Document Number	0006060225
Date	Nov 22, 2021
Instrument	202106060225

Lender

Name	NBH BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,180 (-3.01%) Land $38,140 Building $248,040	$286,180 (-3.01%) Land $38,140 Building $248,040
2025	$4,505.00 (+3.44%)	$295,070 (+1.53%) Land $38,140 Building $256,930	$295,070 (+1.53%) Land $38,140 Building $256,930
2024	$4,355.00 (+0.35%)
2023		$290,610 (-12.18%) Land $41,680 Building $248,930	$290,610 (-12.18%) Land $41,680 Building $248,930
2022	$4,340.00	$330,930 Land $33,170 Building $297,760	$330,930 Land $33,170 Building $297,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS COVE WSC private · serves 1,825 people · EPA ID TX0460024
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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