Flagler County property record for 108 Palm Cir, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,075 sqft · built 1963 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Owner Name on File |
| Last Sale | $235,000 (Mar 2003) |
| Tax Bill | $2,615 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 12-12-31-5000-00010-0030 |
| Primary APN | 12-12-31-5000-00010-0030 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,075 sqft Heated Area |
| Gross Area | 1,876 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Width | 80 ft Width |
| Driveway | Driveway |
| Driveway Area | 180 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 108 PALM CIR |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0000.22 ACRES PALM ISLAND UR SUBD BLOCK 1 LOT 3 OR BOOK 41 PAGE 372 OR 286 PG 90 OR 741 PG 1548 OR 903 PG 616 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 12 |
| Legal Subdivision | PALM ISLAND |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 60302 |
The current owner of 108 Palm Cir bought it in March 2003.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 108 PALM CIR, FLAGLER BEACH, FL 32136-3306 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2003 · Amount on File |
| Deed Sale | Mar 4, 2003 · Amount on File |
| Prior Sale | May 3, 2001 · Amount on File |
| Deed Document Number | 0090300616 |
| Deed Book / Page | 00903 / 00616 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 108 Palm Cir was $2,615 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,615.00 Homeowner's exemption | $177,553 | $394,434 Land $176,000 Building $218,434 |
| 2023 | $2,452.00 (+3.2%) Homeowner's exemption | $167,523 (+3%) | $361,038 (+1.21%) Land $176,000 Building $185,038 |
| 2022 | $2,376.00 Homeowner's exemption | $162,644 | $356,730 Land $176,000 Building $180,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Palm Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 2 condo units |
| Nearby Flood Claims | 281 (1984–2024) |
| Claims Outside the SFHA | 50 of 281 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Palm Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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