108 Overview Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 108 Overview Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,305 sqft · built 1999
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jan 2022)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095220001001004`

Property Details

APN / Parcel Number

Primary APN	`095220001001004`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,305 sqft Heated Area
1st Floor Area	1,706 sqft
Basement Area	837 sqft
Finished Basement	855 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	247 ft deep x 105 ft wide
Garage Type	Basement

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Deck Area	168 sqft
Gazebo	110 sqft
Utility Building	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 OVERVIEW DR
City	STERRETT
State	AL
Zip	35147-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST PARKS 9TH SECTOR
Legal Lot Number	905
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2018
Census Tract	30211

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 OVERVIEW DR, STERRETT, AL 35147-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 25, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	20225310
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jan 5, 2022
Property Address	108 OVERVIEW DR, STERRETT, AL 35147-8109
Document Number	0000005310
Map Reference	MB 24 PG 138 A&B
Instrument Date	Dec 13, 2021
Instrument	20220105000005310
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 DAPHNE, BIG SPRING, TX 79720-6048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 OVERVIEW DR, STERRETT, AL 35147-8109
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005320
Date	Jan 5, 2022
Instrument	20220105000005320

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	108 OVERVIEW DR, STERRETT, AL 35147-8109
Document Number	0000480980
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 OVERVIEW DR STERRETT AL 351478109, STERRETT, AL 35147-8109

Mortgage

Document Number	0000480980
Date	Dec 30, 2019
Instrument	480980

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 25, 2019
Property Address	108 OVERVIEW DR, STERRETT, AL 35147-8109
Document Number	0000058560
Instrument Date	Feb 12, 2019
Instrument	58560
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 OVERVIEW DR STERRETT AL 351478109, STERRETT, AL 35147-8109

Mortgage

Document Number	58570
Date	Feb 25, 2019
Instrument	58570

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+6.12%)	$42,140 (+3.69%)	$421,310 (+3.7%) Land $95,000 Building $326,310
2023	$1,747.00 (+21.32%)	$40,640 (+20.67%)	$406,290 (+20.67%) Land $85,000 Building $321,290
2022	$1,440.00	$33,680	$336,700 Land $70,000 Building $266,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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