108 Overlook Rd, Chocowinity, NC 27817 Property Records

Beaufort County property record for 108 Overlook Rd, Chocowinity, NC 27817

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,656 sqft · built 2003
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jun 2023)
Tax Bill	$3,747 (2026)
Deeds & Mortgages	Jun 2023 Sale & Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`6601-44-1870`

Property Details

APN / Parcel Number

Primary APN	`6601-44-1870`
Alternative APN	`11543`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,656 sqft Living Area
Gross Area	2,406 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Garage Area	378 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	108 OVERLOOK RD
City	CHOCOWINITY
State	NC
Zip	27817-8894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 LONG POINT LANDING
Legal Subdivision	LONG POINT LANDING
Legal Lot Number	11
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	4
Census Block	4017
Census Tract	930900

Owner

108 Overlook Rd is owned by two individuals who bought it in June 2023.

Source: Beaufort County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3700 S BEND RD, WINTERVILLE, NC 28590-8353
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jun 14, 2023
Property Address	108 OVERLOOK RD, CHOCOWINITY, NC 27817-8894
Document Number	002141/400
Book / Page	2141 / 400
Map Reference	CAB F SL 39-8-39-10
Instrument Date	Jun 13, 2023
Instrument	2023002877
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 MORRIS BBQ RD, HOOKERTON, NC 28538-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 SOUTH BEND RD, WINTERVILLE, NC 28590-8353

Mortgage

Document Number	002141/403
Date	Jun 14, 2023
Book Page	2141/403
Instrument	2023002878

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 108 Overlook Rd was $3,747.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,747.00	$664,373 Land $162,560 Building $501,813
2025			$664,373 Land $162,560 Building $501,813
2023	$2,641.00 (+0.19%)	$342,759 (-) Land $150,000 Building $192,759
2022	$2,636.00	$342,759 Land $150,000 Building $192,759	$342,759 Land $150,000 Building $192,759
2018			$342,759 Land $150,000 Building $192,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Overlook Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	15 (1999–2018)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Overlook Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO SOUTHSIDE serves 9,369 people · EPA ID NC0407040
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Overlook Rd

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