Hamilton County property record for 108 Ormand Dr, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,276 sqft · built 1945 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $124,900 (Jun 2006) |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 109B R 017 |
| Primary APN | 109B R 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000033677 |
|---|---|
| Street Address | 108 ORMAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 PT BLK F WILBANKS UNIT 3 PB 16 PG 89 |
| Legal Subdivision | WILBANKS UNIT 3 |
| Legal Block | F |
| Legal Lot Number | 4 |
| Legal Unit | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10600 |
Source: Hamilton County records · APN 109B R 017
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 108 ORMAND DR, CHATTANOOGA, TN 37415-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 31, 2022 | Intrafamily Transfer, Transfer |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2006 · Amount on Record |
| Deed Sale | Jun 01, 2006 · Amount on Record |
| Deed Document Number | 2006229 |
| Deed Book / Page | 7960 / 216 |
| Last Transfer Date | Jan 28, 2022 |
| Transfer Doc | 0000000159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 31, 2022 |
| Property Address | 108 ORMAND DR, CHATTANOOGA, TN 37415-2407 |
| Document Number | 0000000159 |
| Book / Page | 12827 / 485 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022013100159 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 108 ORMAND DR, CHATTANOOGA, TN 37415-2407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 108 ORMAND DR, CHATTANOOGA, TN 37415-2407 |
| Document Number | 0507000014 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 ORMAND DR CHATTANOOGA TN 374152407, CHATTANOOGA, TN 37415-2407 |
| Document Number | 0507000014 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 011634/000058 |
| Instrument | 190507000014 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (+0.27%) | $74,250 (+48.06%) | $297,000 (+48.06%) Land $70,000 Building $227,000 |
| 2024 | $1,122.00 (-44.7%) | $50,150 (-) | $200,600 (-) Land $50,000 Building $150,600 |
| 2023 | $2,029.00 (+18.45%) | $50,150 (-) | $200,600 (-) Land $50,000 Building $150,600 |
| 2022 | $1,713.00 | $50,150 | $200,600 Land $50,000 Building $150,600 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 16 (1996–2025) |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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