108 O'Neal St, Jackson, TN 38301 Property Records

Madison County property record for 108 O'Neal St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	1 ba · 703 sqft · built 1945
Lot Size	0.17 acres (7,391 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (May 2026)
Tax Bill	$117 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078B-E-006.00`

Property Details

APN / Parcel Number

Primary APN	`078B-E-006.00`
Alternative APNs	`05078BE078B00600` `057078B E 00600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	703 sqft Living Area
Gross Area	719 sqft
1st Floor Area	703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,391 sqft (0.17 acres)
Lot Dimensions	144 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	216 sqft
Porch	Stoop
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 ONEAL ST
City	JACKSON
State	TN
Zip	38301-4576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNEAL PLACE PB 0001 PG 0151 BLK 0003 LOT 0015 52 X 144
Legal Subdivision	GARNEAL PLACE
Legal Block	3
Legal Lot Number	15
Jurisdiction	MADISON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	600

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	63 GREENBRIAR AVE, LEXINGTON, TN 38351-1343
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CARROLL BANK AND TRUST
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
May 27, 2022	Warranty Deed, Transfer
Sep 19, 2018	Deed of Trust, Mortgage CLEITA F JOHNSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20265987
Deed Book / Page	797 / 539
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 29, 2026
Property Address	108 ONEAL ST, JACKSON, TN 38301-4576
Document Number	00D797/539
Book / Page	797 / 539
Instrument Date	May 29, 2026
Instrument	20265987
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,584.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	63 GREENBRIAR AVE, LEXINGTON, TN 38351-1343
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005988,
Date	May 29, 2026
Instrument	20265988

Lender

Name	CARROLL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 29, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	108 ONEAL ST, JACKSON, TN 38301-4576
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0T2202/349
Date	Jul 11, 2022
Book Page	T2202/349
Instrument	22009174

Lender

Name	COMMUNITY BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2042

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 27, 2022
Property Address	108 ONEAL ST, JACKSON, TN 38301-4576
Document Number	00D771/522
Book / Page	D771 / 522
Map Reference	MB 1 PG 151
Instrument Date	May 16, 2022
Instrument	22007095
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 FIELDVIEW CV, JACKSON, TN 38305-5673
Investor	Possibly a Property Investor

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	108 ONEAL ST, JACKSON, TN 38301-4576
Document Number	0000010859
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	108 ONEAL ST JACKSON TN 383014576, JACKSON, TN 38301-4576

Mortgage

Document Number	0000010859
Date	Sep 20, 2018
Book Page	0T2079/000331
Instrument	10859

Lender

Name	CLEITA F JOHNSON

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 19, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,250 (-) Land $1,175 Building $5,075	$25,000 (-) Land $4,700 Building $20,300
2024	$117.00 (-46.33%)
2023		$6,250 Land $1,175 Building $5,075
2022	$218.00		$25,000 Land $4,700 Building $20,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on O'Neal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures