108 Olive St, Mount Vernon, TX 75457 Property Records

Franklin County property record for 108 Olive St, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Second Mortgage + 2 more
APN	`00105-00000-00200-000000`

Property Details

APN / Parcel Number

Primary APN	`00105-00000-00200-000000`
Alternative APN	`843`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1960
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Porch	Porch
Porch Area	16 sqft

Location & Zoning

Account Number	843
Old Parcel Number	001050000000200000000
Street Address	108 OLIVE ST
City	MOUNT VERNON
State	TX
Zip	75457-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 425 J SLOAN 80X150
Legal Subdivision	J SLOAN SURV ABST #425
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1019
Census Tract	950200

Owner

108 Olive St is owned and occupied by an individual who acquired it in April 2023.

Source: Franklin County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 OLIVE ST, MT VERNON, TX 75457-2720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 24, 2023	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 28, 2021	Vendor's Lien, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023
Deed Sale	Apr 24, 2023
Prior Sale	Jan 28, 2021
Deed Document Number	168501
Deed Book / Page	445 / 509
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Recording Date	Jul 21, 2026
Property Address	108 OLIVE ST, MOUNT VERNON, TX 75457-2720
Document Number	0000179486
Instrument Date	Jul 7, 2026
Instrument	2026179486
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OLIVE ST, MOUNT VERNON, TX 75457-2720

Mortgage

Document Number	0000179486,
Date	Jul 21, 2026
Instrument	2026179486

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	May 1, 2053

Interest

Rate	6.52%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	108 OLIVE ST, MOUNT VERNON, TX 75457-2720
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OLIVE ST, MOUNT VERNON, TX 75457-2720

Mortgage

Document Number	000445/533
Date	Apr 24, 2023
Book Page	445/533
Instrument	168503

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 20, 2026

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Apr 24, 2023
Property Address	108 OLIVE ST, MOUNT VERNON, TX 75457-2720
Document Number	000445/509
Book / Page	445 / 509
Instrument Date	Apr 20, 2023
Instrument	168501
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 OLIVE ST, MT VERNON, TX 75457-2720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OLIVE ST, MT VERNON, TX 75457-2720

Mortgage

Date	Apr 24, 2023

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Jan 28, 2021
Property Address	108 OLIVE ST, MOUNT VERNON, TX 75457-2720
Document Number	000402/111
Book / Page	402 / 111
Instrument Date	Jan 25, 2021
Instrument	160167
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LAKEWOOD LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5234 STROHM AVE, 5234, NORTH HOLLYWOOD, CA 91601-3523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 KING AVE, PITTSBURG, TX 75686-9076

Mortgage

Document Number	0000160168
Date	Jan 28, 2021
Instrument	160168

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 108 Olive St was $2,188.

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Municipality	Mount Vernon Town
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00	$116,980 Land $10,400 Building $106,580	$116,980 Land $10,400 Building $106,580
2023		$121,640 Land $8,400 Building $113,240	$121,640 Land $8,400 Building $113,240
2021	$1,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 108 Olive St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Olive St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT VERNON serves 2,662 people · EPA ID TX0800001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Spectrum, T-Mobile, Verizon.

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